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How Do Expats Get Health Insurance part 2 – Top 10 International Health Insurances

How Do Expats Get Health Insurance part 2 – Part one is here.

Top 7 Tips to Find the Best International Health Insurance

Health is something that everybody desires. It has always been the center of every discussion and activity, which people think about it first. Unfortunately, there are innumerable health issues everywhere across the world.

Some health problems can be treated at home by following simple medication techniques, but sometimes you need expert medical care to get rid of them safely. If you live in any foreign country, you should make sure to get health insurance if you want to enjoy your life happily.

It is because many people don’t have the money to spend on their medical bills. Here are some tips that can help expats to find the best international health insurance for them within a short time.

1)    Compare Prices

International health insurance costs vary from one provider to another provider. You will never get the cheapest international health insurance policy, but you can definitely find the best one within your budget by comparing the prices of various providers in one place.

2)    Read Reviews

People who have already used a particular international health insurance plan can share their positive and negative experiences with you. This can help you make your decision quickly to choose the best international health insurance for yourself. That being said, you should be very careful while reading other people’s reviews.

3)    Check Out Coverage

You indeed depend upon your international health insurance plan in case of an emergency or medical need. That’s why you should check out all types of coverage provided by a provider before signing up for an international health insurance plan. Besides, you should also check out the exclusions that are not covered by a particular plan to avoid future issues.

4)    Find Guarantee

Many companies offer a money-back guarantee on their products and services if customers are not satisfied with them. You should check such details before buying an international health insurance plan so that you can buy the best one easily. More so, some companies even offer cashback guarantee on their products and services.

5)    Compare Deductibles

Deductible is also one of the most important factors to consider while choosing an international health insurance plan for yourself. It means that you have to pay some amount every year before claiming your benefits under a particular policy. You should also check out the maximum deductible amount to avoid future issues.

6)    Make Decision

After considering all factors, you should make your final decision about buying international health insurance for yourself. It is because many people get confused when they compare various plans in one place and forget to buy the best one in a hurry.

7)    Compare Features

Every international health insurance plan has some unique and different features. Therefore, you should compare the features of various plans before finalizing your decision to choose the best international health insurance for yourself. The more unique and different features a particular plan has, the better it will be for you.

Top 10 International Health Insurances for Expats

Are you an expat living abroad and need insurance to take care of your health? The following article lists the top ten international health insurances for expats. So, if you are looking for the best insurance, make sure to check out this list.

1)    Bupa Global – Expatriate Health Insurance Service

Bupa Global offers comprehensive medical coverage for individuals, families, and expat groups. This company provides a wide range of services to its members, including medical coordination, international emergency assistance, and access to Bupa’s global network of medical facilities. The company offers a multitude of plans with different price points depending on your specific needs.

2)    Globality Health – Expat Benefit Plans

Globality is a convenient way for expats with international assignments to get the healthcare they need in their host country. The company covers individuals, families, and expat groups. This service offers medical insurance, dental coverage, prescription drug plans, and vision care.

Additional benefits include telemedicine consultations with doctors through telehealth programs, including live video-calling or secure messaging services.

3)    International Medical Group Worldwide

IMG is an international insurance company that offers a variety of plans, including expat and student plans. This company has been in business for over 20 years, providing health care to those living abroad or traveling internationally. IMG provides you with the option to choose from different coverage levels, including basic, standard, and premier.

4)    One Medical – International Health Plans For Expats

One Medical offers international health plans designed to meet the needs of expat employees. In addition, this company can also address the healthcare concerns of their dependents.

The benefit program of One Medical is not only that it provides participants with a comprehensive medical plan but also medication coverage, worldwide medical referral and coordination of care, a 24-hour help hotline, access to global specialists, and more.

5)    WorldMed – International & Foreign Travel Plans

WorldMed is an overseas health program company specializing in providing international travel plans for expats living abroad. This company offers three different types of products for their participants that include Urgent Medical, Major Medical, and Student/Youth. The Urgent Medical product is designed for individuals who need medical care while traveling or living abroad.

6)    Safety Wing International – Expatriate Health Insurance Plans

Safety Wing International provides international health insurance plans for expats. In addition, this company offers a complete solution to health insurance that includes indemnity options, critical illness, accident protection, and dental coverage.

Their plans are created specifically for individuals who must travel frequently or move internationally. The benefits include coordinated care, emergency medical evacuation, and mobile clinics.

7)    AXA Assistance – International Medical Plans

AXA Assistance is a global leader in travel insurance and assistance and provides international health care coverage for expats. This company offers individuals and families different plans, including the Multicountry Plan, Family Protection Plan, and Expat Child Protection Plan.

The Multicountry Plan provides access to an extensive list of facilities worldwide. At the same time, the Family Protection Plan allows you to nominate a child under 18 years old to receive medical attention anywhere in the world if they are hurt or fall ill.

8)    Cigna – Overseas Health Insurance for Expats

Cigna is an international health care provider that offers global health insurance plans that are designed to meet the needs of expat employees. This company has been in business for over 30 years and provides access to global networks, customer service centers in over 20 countries, 24-hour assistance when traveling abroad, and more.

9)    Allianz Travel – International Health Insurance Plans for Expats

Travel insurance plans from Allianz help expats obtain access to health care that they might need while living or traveling abroad. This company offers a family plan that helps protect the entire family. It includes medical benefits, disappearance protection, cash and personal belongings coverage while traveling, reimbursement for delayed flights, cancellation coverage, and more.

10) Aetna – International Health Insurance Plans for Expats

Aetna is an international health company that helps expats access quality health care no matter where they are located. This plan is known as the Global Expatriate Program and provides employees who have relocated to a different country with three different benefit options. All plans include preventive care, access to doctors and pharmacies, and emergency medical benefits.

Frequently Asked Questions about Expats Health Insurance

What is Expats Health Insurance?

Expats health insurance is a type of insurance that offers coverage to expatriates, immigrants, and their families who live in another country. There are several types of expats health insurance available on the market, ranging from plans designed for individuals or families to plans targeted at people with special needs such as retirees.

Who needs Expats Health Insurance?

If you live in another country, even if just for a short period, it is important to have proper health insurance. For many expatriates, having health coverage that follows them wherever they may live can be difficult or expensive. However, with expats health insurance, you will gain peace of mind knowing that you have fast access to healthcare when you need it, no matter where you are.

How does Expats Health Insurance work?

Expats health insurance can be tailored to a number of needs and lifestyles. For example, some plans may include coverage for routine doctor visits and emergency healthcare costs. In addition, many insurance providers also offer expats health plans that cover prescription drugs. Other benefits may also be included depending on the type of plan you choose.

Conclusion

There are a number of ways to get health insurance as an expat. Often, people resort to policies from their home countries because they have been covered by those plans for years and don’t want to start from scratch with a new medical provider. For those who need care in the country where they now live, you can refer to the international health insurance for expats listed above.

Adam Fayed

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Adam Fayed

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