Before introducing this article, if you are interested in our core services which are expat financial, insurance and mortgages, you can contact me here. 

The best time to consider your financial situation is when you are moving to a new country.

Introduction

Dubai is no doubt a true city where everyone would love to have a nice time. In fact, a new life in this city could well be one of the most exciting experiences you’ll ever enjoy. However, living in Dubai, like any new country, can be daunting, especially if you lack practical knowledge of how things work here.

As of 2020, the United Arab Emirates, and Dubai in particular, introduced exciting changes aimed at helping expat to relocate to the country with ease. With our expat tips, you’ll know what to expect, so you can plan beforehand and make the very most of everything that the Dubai lifestyle has to offer.

There’s more to recommend about life in a land where the skies are almost always blue. As we’ve highlighted in our previous post about living in Dubai as an expat, you’d love to see why this city remains expat destination in this 21^st century.  Below are the five best reasons to start living in the United Arab Emirates.

• The weather and beaches are fantastic. And if you love following a day of work by working on your tan, the United Arab Emirate is the right place for you

• Dubai has a minister of state for happiness and wellbeing. In this case, the country aims to become one of the five happiest countries in the world by 2021. So, what are you waiting for?

• Everything about Dubai is gorgeous, from the man-made islands off the coast of Dubai to the world’s tallest tower; the benefits of visiting this wonderful city cannot be overemphasized. Also, there are plenty of natural beauties too, including the wonderfully named Empty Quarter (Rub’al Khali), which is the largest continuous sand desert in the world. So, if you’ve ever wanted to see the sweeping sands of Disney’s Aladdin in real life, this is your chance.

• You’ll opportune to be in good company as an expat. While the United Arab Emirates population is around 10 million, more than 88% of residents come from abroad, according to the United Nations (UN). This means you’ll enjoy a huge variety of exciting cultures and food, and better still, you won’t be alone – data from embassies shows that nearly 120,000 people from the United Kingdom and 50,000 from the United States live in the UAE.

• As research disclosed, there are almost no taxes in the United Arab Emirates. In fact, according to history, the government introduced VAT in 2018 for the first time on most goods and services, at the low rate of 5 percent. And this means there’s no income tax, and it makes everything yours to keep.

10 Outdoor Activities to Explore in Dubai

As of today’s digital world, we can tell you in no doubt that the United Arab Emirates is one of the most prosperous nations in the world, and a holiday to any one of its seven emirates warrants awe and wonder. Without further ado, below are the top ten outdoor activities to explore in Dubai as an expat.

1.    Sightseeing Burj Khalifa in Dubai

Admittedly, one of the most attractive sights in Dubai, if not the whole of the United Arab Emirates. Not only that, but this Burj Khalifa currently holds the title of the world’s tallest building. Aside from the fact mentioned, it is a sight to behold as it rises skyward, and the tower has 160 floors with two observation decks offering unparalleled views of the Persian Gulf.

Moreover, you can take the elevator up to either one of the public decks or the restaurant on the 122^nd floor. Oh, an architectural marvel, the tower is brilliantly lit up at night and makes for amazing pictures if you can manage to capture all of it within one frame.

2.    Exploring the Palm Jumeirah in Dubai

Laid out in the clear blue waters of Dubai and shaped like a palm tree are the artificial city islands of Palm Jumeirah. Here, you’ll see high-end hotels, restaurants, and residences connected to the mainland via a modern tram system. This island is often best viewed during skydiving or on a boat tour around it. So, if you want to explore Dubai after your long overwork days, this is the right place to visit.

3.    Visiting the Dubai Aquarium

Housed within the upscale Dubai mall is a splendid attraction known as the Dubai Aquarium. This is one of the largest aquariums of its kind, and it has hundreds of species of fish, sharks, and stingrays in an underwater living environment.

Also, the design replicates an ocean bed and has some truly unique creatures that are undoubtedly well preserved in an aquatic setting. Well, while you’re planning to visit this place, you should be prepared to pay a cost ticket of at least AED 120 to AED 375 if you want to have a VIP experience.

4.    Exploring Dubai Fountain

At the base of the Burj Khalifa, within the Dubai Mall, is the spectacular Dubai Fountain. This incredible place comes with dancing spurts of water, dazzling lights, and melodic music. The attraction keeps visitors enthralled every evening in an outdoor setting for almost half an hour and is regarded today as the tallest performing fountain in the world.

Moreover, if you want a close-up view of this place, you can hop on a boat that puts you in the eye of the spectacle or stroll along the newly added boardwalk.

5.    Visiting River Cruise in Dubai and Abu Dhabi

This is another place to take into consideration while moving to Dubai as an expat. As you bob along with the Dubai or Abu Dhabi river on a beautifully lit-up cruise ship, you can set your sights on some of the city’s architectural landmarks and historic structures.

Meanwhile, the dinner, or Dhow Cruise as it’s locally referred to, is a relaxing 3-hour nighttime ride that weaves in and out of the city. Nonetheless, you’ll have access to a lavish buffet dinner, along with living music and a great ambiance to see. The cost to visit this place is AED 150 per person to 170.

6.    Iconic Jumeirah Mosque in Dubai

Again, one of the most iconic landmarks, the Jumeirah Mosque, looks straight out of a tale from Arabian nights. This Islamic landmark is quite built simple and delicately designed without overpowering its surroundings, especially the Dubai skyline in the distance.

As of today, culture lovers and history buffs find this attraction extremely interesting, as it offers a good understanding of Islamic culture and the country’s local tradition. The place has no cost of visitation, but its tours could start from AED 25 and above.

7.    Louvre Brilliant Architecture in Dubai

Louvre is another new location that catches the attention of expats around the world. Merely a few years old, this museum is a sight to behold, not just for its structure but also the array of exhibitions head inside. The work of art in this place is truly exquisite, and whether you’re an art lover or not, you’ll find yourself falling in love and enthralled by the display.

8.    Desert Safari in Dubai and Abu Dhabi

This is one of the best places that entice foreigners in Dubai. As at the time of writing this article, research made it known that nearly 60 percent expatriate visits this place on a weekly basis. In fact, a trip to the desert land is incomplete without a safari through the never-ending stretches of sand.

Furthermore, there are many brilliant activities you can do either in the day or night. And this is because; the ride usually culminates with a lavish Arabic dinner and belly dance performance within a desert setup. Besides, have it in mind that the costs of visiting this place range between AED 300-500.

9.    Skydiving in Dubai

Your visitation is not complete without having a good time and experiencing skydiving in Dubai. And for the fact that skydiving in the United Arab Emirates has become extremely popular over the last decade, it has owing to the spellbinding views of Palm Jumeirah as well as the vast stretches of desert.

This thrilling activity is what you can experience once in a lifetime opportunity to experience a free-fall through the sky as you float in the air with the city laid out beneath you. Please don’t be scared; it’s one of the places that you’d enjoy in Dubai. But, have in mind that the cost prices range between AED 1699 to 2199.

10. Exploring the Ferrari World in Abu Dhabi

Roller coasters that whiz past you, street performance shows, incredible 4D experiences, high-end automobile displays, and Ferrari-inspired souvenirs, and the adventure park in this place is what many people would dream of.

Whether you’re a car aficionado or not, this amusement park will top your thrill list for its humongous red structure and fantastic rides. Not only that, but it’s also home to Formula Rossa, the fastest roller coaster in the world. On the flip side, a single-day ticket for adult here cost at least AED 295.

Understanding Dubai’s Rules, Culture and Etiquettes

Of course, Dubai is called an Islamic nation because the culture, rules and regulations, and etiquettes you’ll see even in the United Arab Emirates are quite different from the western world. For many visitors in this country, they’d likely experience a cultural shock when they arrive here.

However, there are nationalities from all over the world in Dubai. People walk in traditional clothes, and you can even find mosques from which prayer sounds while also smelling the shisha’s sweet smell, and you’ll see the Arabic language all around you. And that’s why there are lots of cultural differences!

If you still find it difficult to know why this country is unique, well, worry less. The United Arab Emirates is a democratic country, and they strictly adhere to Islamic rules and Sharia laws, just like Saudi Arabia. In this case, there are many things to keep in mind when visiting the city for the first time. In this section, we will tell you the ten rules expats should be aware of in Dubai. Without further ado, check it out now!

1.    Revealing Clothes Are Prohibited

Unlike the western world, where you’re free to dress anyhow, Dubai is quite different in its ways. Here, you’ll likely see the locals often wearing hijab or abaya, especially in the mosques. Although expats can wear their regular clothes, but revealing clothes are prohibited in the city, and it’s even illegal in some cases. However, if you’re visiting this place, it could be a source of stress for you, so do your research.

In Dubai mosques, it is obvious that expats would definitely need to dress according to culture. In that case, pant and skirt that cover the ankles, long sleeves, and a headscarf is suitable for women. Aside from that, shoes are forbidden in mosques, and it might be easy to wear traditional hijab or abaya.

2.    Homosexuality is forbidden in Dubai

Another rule expats should be aware of in the United Arab Emirates is that homosexuality is forbidden, and there are severe punishments attached to breaking these rules. This means, when you’re gay, it might sometimes be better to find another location or destination.

Besides, it’s also not done to show affection in public when you live here. In fact, kissing in public in Dubai is strictly forbidden and can cause you imprisonment. Moreover, holding hands and hugging is considered unlawful. So, if you’re coming to this city, ensure you have this in mind.

3.    Ramadan Plays a Major Role

Of course, since you’re in a Muslim nation, you may need to adhere to the culture and tradition of the Ramadan celebration and its holy month uniqueness. During this period, almost all eateries and bars are closed during day time, and it’s almost impossible to buy food somewhere.

Additionally, it’s also forbidden to eat, drink or smoke in public during the holy month of Ramadan. Essentially, everything that’s consumed by mouth isn’t allowed, so you have to obey these rules. Meanwhile, in a western nation, you’re free to practice your religion without adhering to any rules.

4.    Alcohol is forbidden in Dubai

If you don’t know, you need to get this fact today that alcohol is officially forbidden in the United Arab Emirates. Although it’s only allowed in areas approved by the sheik but mainly the Emirates were much stricter when it comes to alcohol consumption.

Besides, you need to have a license to get alcohol in your own home, while in various restaurants, bars, and hotels, they are allowed to give you alcohol but only when they have a permit. So, do you see how difficult it is to live in Dubai? So, keep in mind that alcohol is strictly prohibited, and driving under the influence is seen as a severe violation.

5.    Sex Outside Of Marriage

While the alcohol and clothing rules are less rigid for expats in Dubai, you must know that extra-marital sex is strictly prohibited in Dubai. And this doesn’t matter if you’re an ex-pat or visiting the United Arab Emirates on vacation.

Also, it’s a severe offense, so you have to be careful where you stay and who you stay with. This way, if you’re not married, consider carrying a copy of your marriage certificate to avoid any form of embarrassment or complications.

6.    Prescription Drugs and Narcotics

Generally, drugs are strictly forbidden in Dubai, even some prescription medications. However, carrying, consuming, buying, or selling narcotics is a serious crime that can face life imprisonment. In terms of prescription drugs, anything containing codeine is forbidden for personal use.

Meanwhile, it can be used with a specific doctor’s prescription detailing the period of use. Nonetheless, it is best to check the banned substances list from your embassy. For expats looking to use prescription drugs whilst visiting Dubai, it is best to carry a doctor’s note. The letter should mention the period of travel, the illness, and the specific dosage.

7.    Feet and Hand Etiquette

In Dubai, you should accept refreshments and food whenever anyone is offering it. But, it is best to use your right hand for drinking and eating as the left hand is regarded unclean by Muslims as it is used for hygiene purposes.

So, even if you’re using your left hand, you need to practice using the right when you get to Dubai. Aside from this fact, visitors should also refrain from showing the soles of shoes or their feet; this would indicate to an Emirati that you think they are dirt. Therefore, keeping feet flat on the ground and not crossing legs is a great way to avoid offending anybody.

In addition, Emiratis are fully aware that expats and visitors may slip up from time to time and will not take any offense. Mostly it is the traditional areas where etiquette should be followed more closely.

8.    Working illegally is an Offense

This one may sound a bit obvious, but you would be surprised to know that many people fall prey to scams or simply don’t know the laws in the United Arab Emirates. And during your visit to the country, always know that working illegally is a serious offense.

Also, the government has laid out clear rules for businesses that every organization must follow. Even if you get a job offer, ensure that the company is registered and do your research before starting out. Not only that but some specific procedures and regulations have to be followed if you’re hiring a freelancer or even working as one in the country.

9.    Photography without Permission

Taking photography without someone’s permission is an offense in Dubai. When living in Dubai, you should never take local photography without asking for their permission, as this is especially important with women. Not only that, but it is also illegal to take photographs of many government buildings because you might find yourself in hot water if you’re caught doing so.

10. Abusing in Public

You may need to be extremely careful with your language when living in Dubai as an expat. In spite of that, you need to control the use of vulgar language, and keep all the slang, cuss words, and profanity to yourself during your visit to this land.

Also, ensure you refrain from passing any comment that may be deemed insulting towards Islam or Muslims. This is because; it’s considered a punishable offense in Dubai and might land you behind bars or spend your vacation in prison.

Frequently Asked Questions about Dubai

What is so special about Dubai?

It’s no doubt that Dubai is notable for many things. It is famous for sightseeing many attractions such as the Burj Khalifa, the tallest building in the world, fantastic shopping malls, and many other things, to mention a few. However, this city has many cultural highlights and things to do, as well as glamorous modern add-ons.

Why is Dubai or UAE so rich?

Of course, one main thing that could ensure we answer your question correctly is the oil industry. The city of Dubai is the wealthy trading hub for the Gulf and Africa. Even though it has little oil, the black gold has made the city wealthy. And in less than 50 years, its robust economy has made Dubai an affluent state admired worldwide.

Is there poverty in Dubai?

The United Arab Emirates is one of the top ten wealthiest countries in the world, and yet a large percentage of the population lives in poverty. Well, poverty in the United Arab Emirates can be seen in the labor conditions of the working class.

Can foreigners own a house in Dubai?

In Dubai, foreign ownership is permitted in areas designated as freehold. Also, ex-pats and foreigners residents may acquire freehold ownership rights over property without restriction, usufruct rights, or leasehold rights for up to 99 years.

Conclusion

Dubai residents are always so busy, but that doesn’t stop your visitation. The lifestyle is non-stop, and the word hustle is frequently used when talking to friends. While planning your next vacation, you need to understand the rules to avoid imprisonment or jail terms. Everyone has a long list of things to enjoy in Dubai, but be wary of the rules. Nonetheless, refer to this guide for more information about UAE.

Before introducing this article, if you are interested in our core services which are expat financial, insurance and mortgages, you can contact me here. 

The best time to consider your financial situation is when you are moving to a new country.

Introduction

As the world is evolving every day, our lifestyle has continued to see rapid growth. As we need to evolve with this changing lifestyle, we also need to be aware of all the uncertainties arising from those changes. Hence, to stay protected, we need to decide the right international healthcare system.

Of course, the UAE government has incredibly improved in satisfying expats. From medical facilities, outdoor activities to proper campaign measures to curb the global pandemic, the benefits of living in the UAE cannot be overemphasized. It’s home to a wide range of nationalities and absolutely income tax.

Thankfully, it’s not too difficult to move everything you own across the world. In the UAE, there’s plenty to recommend about life in a land where the skies are almost blue. Also, the weather and beaches are amazing. Now, if you love following a day of work by working on your tan, the UAE is the best option.

In fact, everything is gorgeous! From the man-made islands off the coast of Dubai to the world’s tallest tower, you’ll enjoy visiting the country. Well, if you choose to know more about the fantastic things the UAE has for you, read through this guide as we’ve unleashed some of the facts about living in the UAE.

Nevertheless, you can check our previous blog post about moving to the UAE expat guide to know better. Besides, in this article, we will walk you through the concept of the healthcare system in this country. Not only that, but we have compiled the best international health insurance companies.

Interesting Facts about Living in the UAE

Living in the United Arab Emirates is an incredible experience like no other. It’s a home to a wide range of nationalities, nightlife to rival London and New York, and absolutely zero income tax. So, why are expats choosing to live and work in Dubai and the UAE? Well, let’s quickly take a look at what we have.

Vast Professional Opportunities

Working in the United Arab Emirates is not just about money! This is because; it can also be a great way to fast forward your career, paving the way for new opportunities and greater responsibility for expat across the world. You’ll see large, urban areas such as Abu Dhabi and Dubai having thriving business economies that always require English-speaking new hires to drive forward their innovation and life.

No matter your field or industry, there’s likely to be an employment opportunity for you in the UAE. In fact, Dubai is becoming a global hub for business and is already certainly the Middle East’s prime location for commerce and enterprise.

Tax-free Earnings in the UAE

Tax-free in the United Arab Emirates is a huge benefit and may sound too good to be true. This factor, combined with the lack of tax on food, drink, and other goods, can literally make the emirates a very cheap place to live. So, if you find your way in this country, you’d be glad to enjoy your lifestyle.

However, to benefit most, you’ll need to get advice on tax residency to avoid having to pay tax on your income. Also, a few years spent working in the Middle East can set up your finances for life and help provide for a comfortable retirement.

Best Planned City in the World

Dubai’s growth for the past 20 years has been rapid, and few other places on the planet are able to rival it. Despite the city locale and a distinct lack of natural resources, most other cities and towns have thrived thanks to the superb town planning and the technology adopted throughout. This way, you’d never know just how close to nothingness you really are.

Food is a Lifestyle

In the United Arab Emirates, food is not just an attraction but a lifestyle. Also, researchers made it known that nearly 80 percent of the UAE’s current population are expats, and from time to time, they all fancy their home comforts. So, the food scene in the UAE is truly second-to-none when it comes to choice.

Again, you can work your way around the globe without ever having to leave your new hometown. But of course, while in the United Arab Emirates, you’ll undoubtedly want to sample the exotic flavors and aromas of the Middle Eastern Cuisine.

Best International Transport Hub

The international transport hub in the United Arab Emirates is second to none. Aside from this fact, the international airport is the third busiest in the world by passenger traffic, and the flights to almost all tourist destinations are just 5-6 hours away. In this country, you can take a holiday to Greece or Goa, and neither will cost you too much or take you too long. Moreover, even the Far East is within easy striking distance, and you’re already halfway to Australia.

Safety is Paramount in UAE

Having a feeling of security is quite essential when you’re moving to a new country. The good news is that Dubai is known to be among the safest place in the Middle East for tourists and residents alike. Also, the city’s strict laws mean that its crime rates are virtually non-existence, and where it does happen, it’s usually of the white-collar variety. This means you can live in the UAE with no worries.

Rich Culture and Outdoor Activities

It’s no doubt that cultures grow and thrive in the United Arab Emirates. The multi-cultural population of Dubai means that residents and expats are exposed to not just the traditional Middle Eastern cultures, languages, and religions, but rich cultures and heritage from worldwide. With these thriving cultures, the United Arab Emirates is a melting pot of globalization with a real community feel.

Understanding UAE Healthcare System in 2021

The healthcare system in the UAE is incredibly significant. And this made up to 337,011 medical tourists last year with tons of unique healthcare facilities. Although the COVID-19 pandemic has been a difficult time for everyone, but the government has been trying its best to bring the country back to its normality.

For general coronavirus health information in the UAE, including vaccination schedules and locations, we’ve got you covered. Moreover, you should know that the top areas for medical tourism include orthopedics, dermatology, sports medicine, fertility treatment, and dentistry. Not only that, but expats should know that anyone in the country can access healthcare, but private healthcare is costly.

However, in the United Arab Emirates, there are four different regulatory bodies for healthcare services. They include; the Ministry of Health and Prevention (MOHAP), Emirates Health Authority (EHA), the Health Authority Abu Dhabi (HAAD), and the Dubai Health Authority (DHA). But when it comes to finding the best health insurance, we have listed some top-rated international health insurance companies.

How the Healthcare System Works?

The United Arab Emirates has a government-funded healthcare system and a rapidly developing private sector that delivers one of the world’s largest or highest standards of care. With that being said, always know that the healthcare system is regulated by both the federal and emirate level, meaning that the system varies from emirates to emirates.

Aside from the fact mentioned above, the medical facilities are modern, and many are accessible to UAE nationals and foreigners alike. Therefore, both private hospitals and public ones offer excellent healthcare, while the majority of the healthcare providers are foreign or foreign-trained.

On the other hand, medical services in the UAE can be pretty expensive, but the old saying ‘you get what you pay for works in this country. However, for UAE nationals, healthcare is subsidized by the government, but expats usually can access the hospitals and clinics covered by their health insurance.

Also, if foreigners prefer to visit providers out of network, services can be reimbursable by their insurance company or must be paid out of your pocket, which could essentially be cost. Meanwhile, finding doctors in the United Arab Emirates is primarily done through online portals with a wealth of information at your fingertips about both the physician and the clinic available 24 hours a day.

How Healthcare Vary in the United Arab Emirates?

Like we’ve discussed earlier, the healthcare system in the United Arab Emirates can vary depending upon where you work, but unlike other places, it can vary even more depending upon where you are. Though it goes by the emirate, but be rest assured of high-quality services, and incredible facilities. Without further ado, below are the ways in which the healthcare system varies in the country.

• For the UAE nationals, public health and medical treatments are essentially low or free for all Emirati.
• For expat residents, the cost of medical services in the UAE is expensive, but in return, they get high-quality services
• For women and children, the UAE can be one of the most family-friendly nations in the world. Coincidentally, there are numerous healthcare centers for females only, and women fully staff them.
• In Abu Dhabi, companies are required to provide health insurance to their employees, including one spouse and three children.

Top 10 International Health Insurance Company in the UAE

There are many types of international health insurance companies in the United Arab Emirates. They provide several types of plans that could take care of expats medical needs when they are away from home. Generally, there are four types of international health insurance plans, and they include the following.

a.    Individual International Insurance Plan

The individual international health insurance plan is most suitable for people traveling abroad for business, jobs, or personal reasons. This insurance has coverage for one person, and it ensures that even when you are alone in a foreign country, you have international insurance to support you.

b.    Family International Health Insurance

If you’re traveling to a foreign country with your family, then family international medical insurance plans are the right thing to do. This health insurance plan covers the medical expenses of all the family members providing you maximum protection at a considerable price. Moreover, all you’ll have to do is share complete information about your family members before finalizing the premiums that are to be paid.

c.    Students International Health Insurance

Research has made it known that even in this 21^st century, the highest number of travelers moving from one country to another for a prolonged time is students pursuing their higher education. This means this type of insurance plan covers healthcare, emergencies for students, and routine check-ups.

d.    Corporate Company International Insurance

According to the laws in the UAE, all employers must provide health insurance cover for their employees and even to foreigners. So, if you’re an employer planning to buy insurance for your immigrant employees, this insurance package is extremely the best for you.

International Health Insurance Companies in UAE

AXA Gulf Insurance

AXA insurance is one of the leading international health insurance companies in the United Arab Emirates. This company provides expats the best medical care and protects your family against any injury or illness whether you’re traveling abroad or staying in your home country.

In addition to this fact, AXA insurance has tie-ups with the best hospitals to provide a variety of healthcare protections for both expat and locals. Below are some of the benefits that you can avail yourself of with AXA Health Insurance Company.

• Foreigners can claim their insurance at any time of the day or week
• The insurance plan comes with many ranges of covers while you get worldwide medical emergency assistance
• Travelers can avail of personal accident cover with this insurance company
• You can also avail dental cover with this insurance as well as wellbeing telephone service
• AXA health insurance company has an extensive network around the world

Abu Dhabi National Insurance Company (ADNIC)

The Abu Dhabi national insurance company is known as SHIFA medical insurance. They provide several medical plans, including the facility of direct billing that gives assurance to the family. Aside from this fact, the ADNIC insurance companies have a special program for Dubai residents with a discounted price for expats. Without much talk, below are the things SHIFA plans would give you.

• Foreigners can get their annual limit covered for any chronic or pre-existing medical conditions.
• Individual can avail direct billing facility and maternity claim up to your annual limit.
• You can also get a reimbursement of your claims outside the SHIFA network
• They provide emergency services for locals and expats moving to the country for the first time
• Individuals get a variety of healthcare options, including organ transplant, home nursing, and many others, to mention a few.

Emirate Health Insurance Company

The Emirate Health Insurance Company is one of the authorized companies in Abu Dhabi. This insurance company follows the norms of the Health Insurance law in the country, and it’s also licensed to participate in the health program in Abu Dhabi. However, expat can improve their plans according to what they need but should be applicable under the Health insurance law of Abu Dhabi. The medical insurance policy of this insurance company is divided into the following.

• Advanced plan according to your needs and requirements
• VIP plans including exclusive international beneficial coverage for expats
• The Emirate basic health insurance plan is aimed to provide help to blue-collar workers
• Emirate standard plan is basically meant for expat families and locals in the country

Ras AI Kharimah Insurance Company

The Ras AI Kharimah Insurance Company provides insurance plans according to your requirement. RAK also uses third-party assistance that allows individual as well as organizations to have access for 24 hours throughout the week. Additionally, you can avail of a direct billing option with the RAK insurance policy. Along with insurance product benefits, they also offer Everest Pro, which is an innovative single premium product.

Dubai Islamic Insurance

The Dubai Islamic Insurance & Reinsurance Co was established in 2002. It’s a national shareholders company that’s also known as AMAN insurance. They have many plans that cover the most modern elements of insurance which include; clearly set out principles, admission to the best hospitals, fast claim settlements, and many others, to mention a few.

Oman Health Insurance Company

The Oman insurance company is one of the top health insurance companies in the country. When it comes to providing healthcare options, Oman Insurance Company follows all the norms of the Dubai Health Authority. Not only that, but this insurance company also includes domestic help, dependents of sponsors, and more. Without further ado, below are the benefits of using the Oman health insurance company.

• The Oman Insurance Company covers all states in Emirates, except for Abu Dhabi, where only emergency cases can be covered.
• Expat can also avail direct billing for outpatients and inpatients
• It’s one of the insurance companies with the easiest application procedures

Daman Health Insurance Company

The Daman health insurance has also made it to the top of our list. Health insurance offers a wide range of benefits to the insurance holders. Aside from this noticeable fact, they also provide services to individuals, families, and even low-income members in the country. The Daman Insurance Company has a good network with 2000 health providers in the UAE region. And again, they’re known for offering one of the cheapest health insurance in Dubai.

MetLife Individual Plan

With Metlife Insurance Company, you’re covered with your medication in the United Arab Emirates. This company provides an affordable individual medical plan and also sponsored dependents in the country. Also, they provide critical illness protection, stroke, and cancer full coverage, and vaccines that the DHA mandates. Moreover, you can get a visit to a general physician with this company.

Frequently Asked Questions about UAE Health Insurance

Is health insurance mandatory in Dubai?

Health insurance in the United Arab Emirates is mandatory if you’re living in Dubai or Abu Dhabi. On the flip side, you can purchase any private insurance voluntarily elsewhere. And one of the benefits of living in this country is that employers usually arrange health insurance coverage for their staff.

What are the best insurance companies in UAE?

There are many health insurance companies in the United Arab Emirates. As mentioned earlier, you can pick anyone listed above to get the best one that meets your specifications and requirements. Or refer to the explanation above for more information.

Can I have two health insurance in UAE?

According to the DHA, having two health insurance plans running concurrently is allowed, but residents can make only a claim from one policy, and double claims will be treated as legal. This way, you’ll need to submit a separate set of documents to make your claims.

How can I get insurance in the UAE?

Getting an insurance policy in the UAE is quite simple, as discussed earlier. All you have to do as an expat is to get your valid health documents ready, contact an insurer, fill up an application form, pay the fee and confirm your payment. You can refer to this platform for more information about opening insurance as an expat in the United Arab Emirates.

Can I get medical insurance without an ID?

Well, due to the COVID-19 pandemic, expats now have to show their valid ID before they could be allowed to open a health insurance plan. However, if your current medical health care insurance has authorized this change, you can then ditch your health insurance card since your Emirates ID will suffice. This means, depending on the insurance company, you can get one without an ID.

Is Emergency treatment free in UAE?

As of today, the UAE government provide standard health care, and expat can benefit from this medical treatment either in a private hospital or government parastatal. However, in the case of an emergency, the treatment to stabilize the process is usually free. Meanwhile, other treatment would demand credit cards or insurance payments.

Is UAE expensive for a living?

Well, we can tell you that UAE is quite an expensive country to live in. Besides, Dubai is 38.78 percent less than living in New York City.

Conclusion

Currently, healthcare insurance is mandator in Dubai and most cities in the United Arab Emirates. So, if you want to select your favorite, compare your expat healthcare insurance with the best-known medical insurance companies. In other news, refer to our platform for relevant updates.