Before introducing this article, if you are interested in our core services which are expat financial, insurance and mortgages, you can contact me here. 

The best time to consider your financial situation is when you are moving to a new country.

Introduction

Living in Turkey is a good choice for many expatriates. Thanks to its modern infrastructure, low cost of living, and simple procedure of applying for a work or resident permit.

Turkey, located at the crossroads of Europe and Asia, holds a critical position between East and West. The country’s economy is characterized by vitality, with a burgeoning tertiary sector that provides expats chances.

This country is a large and diverse land rich in drama, history, tradition, and culture. It’s also becoming a popular location for those looking to escape their daily routine and explore something a little more exotic. Many people have been afraid in the past because of misconceptions about Turkey’s religious or political position. Nonetheless, things are changing and will continue to change rapidly.

Turkey boasts a modern infrastructural system, a solid social security system, and a reasonable cost of living. Aside from the business environment, the country is exceptionally business-friendly, with a sound tax system and a broad market stretching from Asia to Europe.

Turkey is well-known for its people’s friendliness toward foreigners who come to live and work there. Living in Turkey might be considered a very advantageous alternative for families seeking second citizenship.

In big cities, you may find anything you want to do: theatre performances, sports of any type, trekking, fishing, horseback riding, nightlife, museums, festivals, and so on. There is almost nothing in the inland countries, and time appears to have stopped.

In this article, we will walk you through the pros and cons of living in Turkey as an expat. Not only that, but we have compiled this article to explain the cost of living, interesting facts about this country and many others to mention a few.

Interesting Facts About Living in Turkey

Living Expenses

While the cost of living in Turkey has risen year after year, it is still feasible to get fantastic deals. You can get good deals on real estate, pay inexpensive rentals, and buy cheap, high-quality fresh food.

Living a high-quality, low-cost lifestyle, especially compared to many Number nations. A new apartment on the South Western shore can still be purchased for less than £20,000 (€25,000 or $32,000). However, there is a drawback.

It is difficult for a self-sufficient non-Turkish citizen to obtain a work permit. If the law is broken, there are severe penalties (including immediate deportation). Many foreigners who reside in Turkey without being sponsored by an employer will have to rely on their savings: Turkish banks have meager interest rates (around 10 percent as of June 2012).

Even in Istanbul, the country’s commercial and financial center, the cost of living in Turkey remains significantly lower than in the United States and Europe.

The cost of living in Turkey for a family will vary depending on their size, level of demand, and the geographical area in which they live.

Although Istanbul is the most expensive city in Turkey, living here is still significantly lower than other major cities in the United States and Europe.

Because a family of four may live comfortably in Istanbul on $1,000 without renting a home or paying a mortgage.

Other locations in Istanbul will have roughly 20% lower costs. In Fethiye, for example, 500 USD is sufficient to cover the demands of a middle-class family.

Immigrant families who already own homes. The costs of housing, transportation, and food in Turkey are acceptable and cheap, even for new immigrant families, compared to what they pay for comparable quality in the US and Europe. Renting a house in Turkey is far less expensive than in the United States and Europe.

Social Security and Health Care

In Turkey, a thorough health reform program has been implemented during the previous decade. This raises the ratio of private to state health supply and makes comprehensive health care available to all.

As a result, anyone relocating to Turkey can join the state healthcare system (by paying regular contributions) or use the expanding network of great private hospitals and clinics.

A growing number of health tourists are flocking to Turkey’s coasts, drawn by high-quality service and low pricing.

Anyone who participates in the Naturalization Investment program and becomes a Turkish citizen is eligible for state healthcare. Sosyal Güvenlik Kurumu is the Turkish government’s healthcare initiative (SGK). After registering for this scheme, residents will obtain a textbook of health insurance cards to use some services at public hospitals.

Private hospitals and clinics with more lavish facilities, well-trained staff, and fluency in English. Turkish people are entitled to free public education from preschool to high school.

High  Exchange Rate and Savings Interest Rate

Many expats currently get pensions from their home countries in currencies such as pounds, euros, and dollars. It can be changed to Turkish TL at a favorable exchange rate and used to live a more comfortable life in Turkey.

Many expatriates also put their money in a savings account to get high-interest rates (8 to 10%) and live off the interest they earn each month. This is a terrific technique for anyone with a substantial personal fortune to cover living expenditures on a budget.

Furthermore, savings interest rates in Turkey are incredibly high (8-10% per year). Immigrants can ultimately enjoy a pleasant and plentiful life in Turkey with income from abroad in valuable foreign currencies (USD, EUR, or GBP) and high-interest rates on savings.

Culture and Language

Turkey is a tourist destination that everyone should visit at least once in their lives. The Turkish people are really polite and welcoming. As a country with an established tourism sector, most tourist attractions have people who can speak various languages, including English, German, French, and Russian… On the other hand, knowing Turkish will enable local immigrant families to assimilate and adapt to life rapidly.

Turkish is a dynamic language, yet it is tough to master. Many Turks in more developed places are fluent in English. Others speak various languages (German, French, Italian, Spanish, and Russian), but don’t expect the proprietor of the downstairs shop to know more than a few words of English.

So, plan to reside in Turkey for an extended period. It may be beneficial to begin studying Turkish because you will undoubtedly need it at some point.

 Wide Range of Doods

The majority of Turkish cuisine is based on meat: beef, lamb, and chicken. Typically, the garnish is served with beans, vegetables, rice, bread, and greens. Pork is not technically prohibited, yet it is not available in stores. Animal entrails are eaten, including stomachs, brains, intestines, and livers. Finely diced offal is used to make soups. Doner kebab, which is similar to shawarma, is a popular dish.

Turkey’s Religion

Religion is accessible throughout the country. Islam was legally separated from the state in 1928. Turkey was declared a secular country by Kemal Ataturk, but Muslims outnumber other religions in the country.

Muslims in Turkey do not follow as stringent restrictions as Muslims in other countries: instead of five prayers and prayers, just two are required; women are allowed to wear trousers and remove their burqas (although headscarves must cover their heads); moderate alcohol consumption is permitted.

Turkey Offers an Excellent Investment Opportunity

The Turkish citizenship by investment program provides health/educational/business benefits and freedom of movement.

Visa-free travel to more than 110 countries. Turkish citizens can quickly come to the United States, thanks to the E2 Treaty. The E2 visa allows you to travel to the United States to study and work.

Simply invest a minimum of 250,000 EUR in any Turkish real estate project over three years. Investors are entitled to a refund after three years.

To market real estate (Among naturalization investment plans, this is the lowest investment). The investor needs to be at least 18 years old and is accompanied by a spouse and minor children.

Important Categories of Living Expenses in Turkey

Household Expenditures

The Turkish government compensates for the high cost of rent by granting meager household expenses. The monthly fee covers the following services: power, water, sewer, phone, internet, gas, and cable TV.

People who live in apartment buildings with six or more apartments must also pay an additional flat fee for communal services. To keep your household running smoothly, budget 400 to 600 TL every month (equal to 57.02 to 87.73 USD) to cover all of your household’s needs.

Insurance and Council Tax

These annual charges may no longer startle expats because they are included in fees in countries like the United Kingdom.

The official price range for your house, as well as the number of persons who own the property where you live, are used to compute council tax.

Earthquake insurance is also necessary and is based on the square footage of your home. You can also add theft and fire protection to your insurance policy. The average is between 400 and 700 TL per year (equal to 57.02 to 100.89 USD).

Food and Drink

A simple dinner costs 25 Turkish Lira (equivalent to 84,000 and). The price of a meal in a middle-class restaurant will be roughly 100 TL (equal to 14.82 USD).

Beer prices in supermarkets range from 10 to 15 TL (equal to 1.49–2.19 USD), but in a bar, it can cost up to 20 TL (similar to 2.98 USD).

A mid-range bottle of wine will cost 50 TL (equivalent to 7.41 USD).

Smoking and Consuming Alcoholic Beverages

If you smoke a pack of cigarettes and drink a glass of alcohol every day, you will pay between 900 and 1,000 TL per month, depending on the type of tobacco and alcohol used.

Transport

Moving to Istanbul will be expensive, and using public transportation would cost you roughly TL205 per month (equivalent to 30.48 USD).

Driving and Automobile Maintenance

Although gasoline prices are not as high as in European countries such as Greece or Portugal, they are still twice as high as in the United States and other countries. As a result, many Turks prefer to drive diesel automobiles because they are less expensive.

On the other hand, vehicle owners should budget around 5,000 TL per year (equal to 745.72 USD) for maintenance, insurance, and inspection by the Ministry of Transport.

Buying Groceries

Singles and couples on a tight budget might save a lot of money in this aspect. Shop at local booths rather than large stores for commodities such as fruits, vegetables, and dairy products. It will be less expensive. The average weekly expenditure is around 100 TL (equivalent to 14.87 USD).

Prices of Groceries and Other Necessities

Food in tourist centers is more expensive than in rural places. Market prices are typically 20% lower than supermarket pricing, and the quality of goods is higher.

The following are the average prices for the essential products:

Lunch at a low-cost cafe will cost roughly 2.5 euros, and supper at a restaurant costs around 13 euros. A Turkish meal always consists of at least three courses.

Residency and Healthcare

To stay in Turkey for more than 90 days, you must get a residency permit. If you are under 65, you must also participate in the mandatory health care regime.

A foreign couple purchasing a long-term residency permit and enrolling in the Turkish state health insurance plan will be required to pay approximately TL 7,000 per year (equivalent to nearly 1,052.79 USD).

Working in Turkey

The good news is that working legally in Turkey is entirely doable; all you need is a work visa. The bad news is that they are challenging to obtain. There are numerous limits and requirements to be aware of. Some irresponsible folks don’t bother. There are far too many examples of foreign nationals who either do not grasp the regulations or bend them to their advantage.

There are several limitations on the kinds of jobs that foreign nationals can perform. There is a massive list of vocations that are simply out of reach. Doctors, nurses, midwives, dentists, veterinarians, pharmacists, opticians, judges, lawyers, security guards, notaries, and most other ‘professional’ activities fall under this category. Working as a travel company’s executive director is likewise illegal, as is anything linked to diving, maritime navigation, or working on ships.

Other restrictions must be completed if a foreign national wants to work in Turkey, which relates to quotas for employing Turkish nationals in the same business. As an example:

“At least five Republic of Turkey residents must be employed at the workplace for which a work permit is requested.

additionally:

“For foreigners employed by enterprises operating in the entertainment and tourist sectors…there will be no separate quota application provided that at least 10 Turkish citizens are engaged in these firms.”

Expect your application to be handled in about two months. Once you have received the all-clear, you will be required to visit your consulate to collect the all-important work visa stamp. When in doubt about your eligibility, consult with an expert; please get guidance before beginning.

Job Seeking

Employers in Turkey tend to prefer applications from Turkish nationals. At the same time, there are some apparent exceptions, particularly when English is required. Most people find work before moving to Turkey. However, vacancies can be found by searching internet job listings, English-language media, college websites, and classified advertisements.

Major international corporations that do business in Turkey frequently seek foreigners to join their overseas staff and are primarily swayed by submitting resumes from recent grads.

Take, for example, Unilever and Microsoft have operations in Turkey. Several major clothing stores such as Hennes, Marks & Spencer, and Next. When it comes to finding potential jobs, online trade directories can be valuable. The British Chamber of Commerce in Turkey’s online membership directory is a great place to start.

 Before opting to relocate to an eastern country, consider all of the benefits and drawbacks. Because life in real Turkey is different from a short holiday, you may have a mistaken view of it while vacationing at a nearby resort. To adapt to the new norms, it is vital to comprehend the characteristics of the local mentality, customs, cultural, economic, and political spheres of life.

The Turkish Way of Life

Turks welcome foreigners and value other people’s cultures. The Turkish people are generally generous, good-natured, and welcoming. Only when they’re behind the wheel, do the Turks transform into savage creatures.

Turks are much friendlier and more civilized than many individuals in Western countries. Hospitality is one of the characteristics shared by all Turks.

It’s simple to create new acquaintances. You’ll quickly become friends with your neighbors and local shops. Neighborhoods in Turkey are small communities where everyone looks out for and assists one another.

Superstitions derived from pre-Islamic heritage are still prevalent in Turkey. As a result, the Turks protect themselves from ill-luck by wearing a boncuk, a blue eye symbol.

In addition to secular holidays (such as Republic Day on October 29 or Labor Day on May 1), One of the most popular pastimes among Turks is simply conversing with friends and neighbors over tea, a hookah, or a plate of tea. Dedikodu (gossip) is a national sport, according to a playful mind.

The hammam (a steam bath with various body treatments) has long been a meeting and socializing venue for women.

The Benefits of Living in Turkey

People migrate to Turkey for the following reasons:

1. Favorable climate: warm air, clear water, and plenty of sunlight

2. Inexpensive housing: the average price per square meter is 1000 euros.

3. The government spends money to enhance air quality by promoting tourism.

4. All-year-round fresh produce: vegetables, fruits, milk, and meat; established infrastructure and transportation networks.

5. Residents follow decency norms, and there are no drunks on the streets.

6. People are sincere, courteous, and warm; medical care is of high quality

7. Living expenses are low.
8. Excellent cuisine.
9. Opportunities for starting your own business, a straightforward procedure for forming an individual entrepreneur, and a limited liability company (LLC) for foreigners

10. The Local factories make low-cost clothing, shoes, cosmetics, and home products. Local manufacturers manufacture clothing, footwear, cosmetics, and home items

11. A simple method exists for acquiring a residency permit.

Disadvantages of Living in Turkey

The following are the drawbacks of living in Turkey, which you need to take into consideration;

1. Finding work in Turkey might be challenging. To get a successful job, you must be a specialist in your subject and fluent in the language. There are few low-skilled openings, and preference is given to local applicants.

2.  Since Turks do not follow traffic laws, there are many highways, and the traffic flow is chaotic.

3. Exotic regional food, a scarcity of pork, Russian cereals, and other familiar things, and exorbitant alcohol prices

4. Turkish learning challenges

5. In Turkey, privacy and private life are non-existent. A challenging existence for the reserved

6. A dictatorship with obvious dictatorial tendencies

7. The economy is in decline, while inflation is on the rise.
8. Corruption

5 Tips to Survive in Turkey

To swiftly adjust to life in turkey, I recommend that you;

1. Learn to speak Turkish. It aids communication in normal circumstances and a short talk.

2. Spend more time with locals. Visit cafes, eateries, and so on.

3. Join the community of your original language in Turkey. There, you can share your experiences, get advice, and make new friends.

4. Make acquaintances with your neighbors. They will aid in recognition of local traditions.

5. Investigate local legislation, history, culture, and customs.

6. Choose a tourist city as a place to live. Foreigners are treated with more courtesy. You can work in the tourism sector.

7. Before entering houses, remove your shoes. The Islamic religion is the source of this tradition.

8. Eat everything on the table so as not to anger the hostess.

9. Prepare to eat at the table while seated on the floor.

10. You can help the hostess clean the dishes after supper.

Conclusion

Turkey has much to offer foreigners who are planning to live and reside in the country. While there are big cities to live an exorbitant lifestyle, you can see multiple cities where you can live on $1,000 monthly. Nonetheless, refer to this guide for more information about moving to Turkey.

Before introducing this article, if you are interested in our core services which are expat financial, insurance and mortgages, you can contact me here. 

The best time to consider your financial situation is when you are moving to a new country.

Introduction

The cost of living in Turkey is one of the reasons a lot of expats have moved permanently to the country. Thanks to the exchange rate, foreigners have considerable purchasing power. Pair that with a high-interest savings account and the comfort of living in Turkey; it’s no wonder the nation is a household of immigrants or tourists. With an average financial literacy knowledge, many people can afford to live comfortably and within their budget.

Before we proceed, it should be noted that we have compiled this article to meet your requirements. Here, we will walk you through an in-depth explanation of the cost of living in turkey. Not only is that, but we have compiled the things to know above residing in Turkey.

Thus, let’s consider six factors that play major roles in your cost of living. It is also worth noting that these prices are not set in stone and will differ depending on your region within the country.

1.    Location and Environment

If you are looking for an affordable place to pitch your tent, we suggest avoiding big cities. Contemporary cities are often expensive, as is the case with Istanbul, Ankara, and İzmir. So, for those looking to save some money, you are better off in suburban and rural areas.

Although according to Number, a system for calculating the cost of living, staying in central Istanbul is about 150% cheaper than living in London, and we’d say that is a considerable gap. If you can afford it, you should absolutely take advantage of this opportunity.

One benefit of living in Istanbul is the rent. The average cost of rent per month for a studio apartment is about 2000 TL on the outskirts of town. However, in a bigger neighborhood closer to the central location can set you back about 5000 TL. To put this in perspective, you can find a 1 bedroom on sale for about $45,000.

Compare this to Aegean and Mediterranean coasts, where an apartment can cost between 900TL to 1000 TL, depending on certain factors like the age of the building, condition, and neighborhood. All prices are in the Turkish Lira (TL), and expats should convert to their local currency using current exchange rates, but as of writing this article, 1000TL is $105.

On the Aegean and Mediterranean coasts, renting an apartment starts at roughly 900TL, depending on condition, age, and upkeep. For living costs and expenses, the examples used below focus on Altinkum, which offers reasonable prices. All quotes are in Turkish lira (TL), and foreigners should convert to their currency utilizing the day’s exchange rate.

2.    Goods, Services and Home Costs

As stated before, you can rent a furnished apartment for about 900 TL. For those who decide to purchase property in Turkey, you will need to consider maintenance costs, taxes, maintain a good standard of living and feed well. Some things to factor include:

• Council and Rubbish Tax: According to Turkish law, the number of people on a title deed has to make a yearly payment. The average tax for a two-bedroom is about 200 TL/year.
• Insurance: Due to Turkey being an earthquake region, homeowners must pay Earthquake insurance. The amount paid is based on the square meters in question. For example, a one-bedroom flat can cost about 275 TL/year; this does not include fire, theft, and damages.

3.    Utilities

One other thing to consider is household utilities like gas, electricity, and water. Gas is sold in bottles in small shops across cities for about 120T, and this is enough to last a single person for more than a year. Additionally, you do not have to worry about television bills. This allows you to focus on other bills like water, telephone, and internet.

• Electricity Bills: Turkey’s electricity is run by private companies, with each company in charge of different regions. Therefore, electric bills may differ, and spending time at home will consume a lot more electricity and shoot the bill higher. The average electric bill in a quiet neighborhood on the outskirts should be about 250 TL/month.

• Water: Many residents make use of prepaid water meters, and others prefer the monthly bill system. Shockingly, in Turkey, your average bill a year could be about 200 TL.

• Internet and Telephone: Turkey has several network providers, but the nation’s favorite is  Telecom. They provide internet, phone services, and TV satellites in various packages.  Unlimited monthly packages can cost you about 90TL, while phone calls abroad go for about 50 TL.

4.    Food and Groceries

One of the biggest supermarkets and a customer favorite because of their reputation for low prices and affordable food is Bim. There are two other supermarkets Migros and Carrefour, whichever you find closest to you is a good choice to cut down on grocery shopping costs.

Alternatively, you could also go the route of the local farmers market, where you can get fruit, cheeses, and vegetables at much lower prices and far greater quality than in supermarkets.

For our meat lovers, you might be disappointed to know that beef and lamb are quite on the costly side, and you should probably go for the chicken. A kilogram of lamb can cost as much as 150 TL compared to 12 TL for a kilo of chicken. It’s no wonder chicken is the main ingredient of many recipes and a staple in many Turkish households. A milk bottle will cost about 4 TL, and half a crate of eggs will set you back 15 TL.

For those who love dining out or want to explore Turkish cuisine, expect to spend 70TL on steaks and 40TL on pasta meals. Turkey has a wide range of foods and even accommodates foods from other cultures. You can find an old-fashioned English breakfast for 25TL.

If you love to spend time on the beach, be prepared to spend more money on food at the beach. It is because the rent on the beach is higher, so they charge more to make money. You can save money by eating at home or in places away from the beachfront.

There’s no such thing as cheap alcohol anymore. In places like Altinkum, you can get a beer for 20 TL, whereas in Istanbul, double or even triple that price. A glass of fine wine will set you back 25 TL, and that’s in a town like Altinkum, while spirits are about 30 TL.

5.    Driving

Petroleum is quite expensive, so if you can stick to public transport and local busses instead of driving, then you should be good. Large cities also offer Metro services, and they are relatively inexpensive.

6.    Healthcare and Permanent Residency

For residency applicants, fees differ depending on nationality. However, the average cost is 80 USD for first-time applications. For countries that don’t require e-visas, you will need to pay 658in taxes plus 110TL for your documents. Permits have one year before they need to be renewed; your next renewal, however, will cost 60 USD and not 80.

Health insurance is compulsory for anyone under the age of 65. The cost of the insurance varies depending on your medical health plan and what it covers. Although many expats sign up for the monthly state SGK health coverage, so look into that if it interests you.

How much money do I need to live comfortably in Turkey?

The answer to this question depends on a lot of factors, such as where you want to live, are you renting or do you own property in the country, will you be staying alone or are you supporting a family, and finally, what is your definition of living comfortably?

If you decide to stay in Istanbul, be prepared to cough up the dough because it is an expensive place to live. You will need a minimum of 10,000 TL/month to live comfortably, and that is if you own property and don’t have to pay rent. Nevertheless, move to a cheaper place in Turkey, and the cost of living drops considerably. Instead of 10,000 TL, you’ll be fine with 7,000 a month.

When choosing a place to live in Turkey and deciding your budget, certain factors make all the difference. Check them out below.

1.    Exchange Rate

If your income is paid in a foreign currency, you will need to factor in the exchange rate. It is essential because the exchange rate is high, and although the Turkish government is hard at work to lower it, we will probably not see much change in the next couple of years, according to experts. Unfortunately, the exchange rate of the Turkish lira goes up and down like a swing set every week, so remember this fluctuation when creating your budget.

2.    Rent Vs. Owning property

Many people who move to Turkey to retire end up owning or buying property. This eases the stress of constantly having to deal with changes in rent rates. They often vary from place to place, but one thing is for sure, they rise every year. Rent rates can range from 2000 to 6000 TL in sub-urban areas. Therefore, it is vital to research extensively and plan your budget if you intend to rent and not buy property in Turkey.

3.    High-Interest Savings Accounts

This is a major plus for you as an Expat, and we suggest you take hold of this opportunity. Many foreigners put large sums of money into such accounts and receive up to 19% back. After a month, they withdraw, pay taxes and boost their income. However, we remind you that the Turkish government is on a mission to reduce the interest rates. So, keep it in mind when drafting your budget.

Where do most expats live in Turkey?

In recent times, retiring abroad has become the trend, and a lot of people turn an eye to Turkey as one of the places they can call a second home, permanently or temporarily. But as with human beings, there’s always the urge to stay close to home, so we gravitate towards people of the same tribe and nationalities.

Expat travel destinations is often influenced by the nationalities that live there and are nothing like the villages you’ll find featured on the guide books. Sure, people visit those places, but nobody has ever moved their family to live on a farm in the mountains from a different country or retired on a beaten track in the mountains. They prefer to take advantage of the relationships they will build with other expats and get advice on settling in the country.

There are several regions where expats settle in Turkey; a lot of them are on the coasts of the Mediterranean Sea and the Aegean coast. Not a lot of expats live in East Turkey because it’s more conservative than West Turkey. Working Expats often live in big cities like Ankara but Istanbul. However, retirees and those who can pay for it live on the coastlines, which are some of the most comfortable expat communities.

Below are some regions where you can find expat communities.

●     The Bodrum Region

The Bodrum peninsula is set on the west coast, not too far from the Island of Los, Greece. Statistics have shown that it is one of the biggest holiday destinations in Turkey; expats have been flocking there since the 1950s,  although it didn’t become a hotspot until the turn of the century when it became legal for foreigners to own property.

Move to the town center and explore the beautiful scenic waterside that attracts sailors and nautical enthusiasts because of the Turkish Rivera’s reputation in gulet boat cruising. Other than that location, expats love the resort in Yalikavak. It is because, in the last year, it has risen to a place of fame and prestige because of the multi billionaire Palmarina welcoming mega yachts.

●     Kusadasi: An all Year-round Destination

The Irish folk, on the other hand, prefer the Kusadasi as their getaway location. Still, since the expat influx at the turn of the century, more and more nationalities have settled and even bought properties there. One of Kusadasi’s major pluses is that it is an all-year location open all year to everyone; pair that with cruise ships from all over Turkey, and you have an influx of more expats. Over the years, this place has transformed from a village to a hotspot town on its way to becoming a city.

●     Altinkum: Little Britain

Altinkum is also called “Little Britain” because of the size of the British Expat population in the area. They live there all year round, and the area is one of the cheapest locations in Turkey for foreigners, so if you are on a budget and looking to lower your cost of living, we recommend Little Britain.

Beautiful bars and restaurants influenced and highlighted by British culture advertise food and entertainment, welcoming everyone to participate and enjoy. Although, in Didim, an old traditional Turkish town, Turkish culture and cuisine are on full display. Offering expats the best of both worlds, letting them enjoy the beauty of Turkey but allowing them to enjoy the warm feeling of home.

●     The Antalya Region

Antalya, located on the eastern tip of the Mediterranean coast, has a more European feel than any destination on this list. Unlike Altinkum that attracts just British Expats and a few others, Antalya attracts Russians, Germans, French, and other East European countries.

Antalya is quite popular among tourists and takes second place with the most properties sold to foreigners. Expats have made their tent and settled in many coastal resorts in the area.

●     Istanbul: Turkey’s largest city.

As we stated above, Istanbul is famed for attracting working expats, although, over the years, retirees have begun to settle on the outskirts of the city as well. According to recent reports, the city is planning many new developments in its infrastructure, including a bigger airport to increase its travel capacity. This news has attracted the attention of many investors hoping to get their own slice of the cake.

Expats considering a move to Turkey will naturally have many concerns about life in this culturally rich country. From their safety and security to healthcare and schooling concerns, here are answers to some of the most frequently asked questions about expat life in Turkey.

Frequently Asked Questions about Turkey

For expats who plan to move to Turkey, there are bound to be several concerns about life in Turkey. Several questions about safety, security, healthcare, and schooling. We can’t answer all of those questions in this guide, but we can answer some of the frequently asked questions about expat living in Turkey.

Is Turkey safe for expat?

This is usually the first question on any intending expats mind. We’d say yes, and Turkey is generally a safe place to live for expats, although they have been several issues with terrorism that have raised an eyebrow or two.

There have been attacks by regional and local terrorist groups in some places in the county. However, the attacks have drastically reduced since the government has begun to crack down on these groups and set up operations to prevent these groups from causing harm.

Government authorities act decisively to stamp such attacks, and the protection of foreign residents and tourists is viewed as the first priority. Expats in Turkey are advised to stay updated on local issues and always take steps to ensure their safety when moving around.

Does Turkey have international schools?

There are several international schools in the country. However, a lot of them are based in Ankara or Istanbul. Some of these schools use the foreign curriculum, the likes of International Baccalaureate, American and British.

Turkey boasts of good British, German, and French schools. However, school tuition fees are quite expensive due to the demand. There is limited space, and parents have to plan ahead to save a spot.

Even though expat children are allowed to school in Turkish Public schools, it seems expat parents prefer their children attend international schools. For expats with young children who intend on staying in Turkey for a long time, we advise you to send them to local schools. Your children can make more friends, learn the language and the culture while getting an education.

Does Turkey offer good healthcare facilities?

The country offers both private and public healthcare facilities. However, healthcare quality varies, but doctors are adequately trained, and the hospitals get the job. Turkey has bagged a reputation as a medical tourism destination, especially in cosmetic surgery, fertility treatment, and dentistry.

This could be attributed to the fact that healthcare services in Turkey are inexpensive compared to other parts of Europe. There’s an overflow of pharmacies in towns, suburban areas, and cities. So, as an Expat, you shouldn’t struggle to find a lot of medications.

Is it hard to import my car into Turkey?

If you decide to move to Turkey, you will need to consider if it’s worth it to have your car imported. The process is complex, exhausting, and quite expensive. Expats need to submit several documents, which may take months to process, and then wait for Alien Vehicles. Temporary entrance to Carnet to import the car. All of these areas are opposed to buying a new car.

Is it hard to get a work permit in Turkey?

Yes. It is unfortunate, and the process can be quite difficult because there are several restrictions and laws for what jobs a foreigner can apply for, and even with that, the employer has to prove that no local/citizen has the skills they are looking for. We highly recommend you get the job, apply for a work permit, and before you arrive in Turkey.

The application process involves a lot of paperwork and helps from your employer to work out. Expats will have to send a request to the nearest Turkish embassy; then, the employer applies to the Turkish Ministry of Labour and Social security. Both proposals must be submitted ten days from one another no later and can take at least 30 days before you get a response.

Conclusion

The Cost of living in Turkey depends on several factors, as we have stated in this article. For a single man looking for work in the outskirts of Istanbul, it will vary when compared to a family of four living on the coastline. We advise you to plan your budget accordingly, and we hope this guide aids your decision.

Before introducing this article, if you are interested in our core services which are expat financial, insurance and mortgages, you can contact me here. 

The best time to consider your financial situation is when you are moving to a new country.

Introduction

After years as an expat, tight schedules, and stressed-out afternoons, it is fair that you would want the best place for your retirement. So, if the refreshing Mediterranean air, the mesmerizing sight of blue waters, and the littering of monumental antiquities are to your fancy, well, Antalya might be the place you are looking for.

As regards its beauty, assertive display of earth’s natural wonders, beaches, and luxurious hotels: several thousands of expats have made Antalya their resting place, and it is no surprise why.

Antalya is the largest city that lines Turkish’s Mediterranean coasts. A pinnacle of tourist attraction and the 5th most populous Turkish city. Antalya prides itself on its beautiful beaches and top-notch hotels. A frequently recommended vacation location—Antalya is never short of tourists.

More so, traditional Turkey has been much depicted in Antalya. It houses some of the most valued antiquities in Turkey and is considered a venerable historic site. Nonetheless, there are countless reasons why you should pick Antalya as your retirement location.

As we go further into this article, you would have a fair share of insight on the retirement packages and Visa information, cost of living, accommodations, and what you stand to gain. I am sure all of these sounds like something ripped out of a fantasy book. Well, you will have to read further to know more about our Turkish Narnia.

Plus, we would walk you thoroughly through why Antalya is a good enough choice. Apart from that, we would go further to explore the frequently asked questions that come with Antalya. Read below.

Why Retiring Expats Should Pick Antalya

Trying to find a resting place in a foreign country can be a challenging process. As an expat, several foreign countries might be to your fancy, but here are some reasons why picking Antalya is a fabulous choice.

Weather and Climate

Hot summers and not-so-chilly winters—Antalya is known for its exceptional climate and boisterous outdoor lifestyle. All through the year, you can get the best out of the Mediterranean seas, enjoy a chill stroll round the pack and not worry about the weather. Also, compared to other notable cities such as—Aegean, Black Sea, and Istanbul —Antalya’s climate fares better. Those who prefer exquisite outdoors and hate harsh winters are sure to love it here.

Cost of Living

For expats from foreign countries, there has to be an exchange in currency. However, it is more to your benefit as the Turkey lira has gotten an improvement in its quality recently. Comparatively, too, Antalya’s cost of living is miles below what you would see in other prominent countries and cities, yet Antalya offers similar quality. You can rent houses half as cheap in Antalya as you would in Istanbul.

Antalya rent for a one-bedroom flat is between 900 – 1300 Turkish lira. Considering other expenses, such as utilities and feeding as well, 4,500 Turkish lira a month is enough to keep you up. That being said, Antalya’s influence on your bank account, with proper money management, is a bit mild.

Beaches

Who doesn’t love the cool sea breeze, warm sand, and lovely summer sun that comes with beaches? Antalya is the home of Turkey’s most luxurious beaches. Lined with over 200 certified beaches, you are free to swim and have an excellent time in all of its resorts.

Lifestyle

The lifestyle in Antalya is one of the best in Turkey. There is no shortage of magnificent places to visit. There are waterfalls, beaches, canyons—and also there are sporting and other leisure activities to do.

Apart from the fact that Antalya is known as the golf city in Turkey, there are also skiing and whitewater rafting. Additionally, there are tourist activities all year round—an awesome opportunity for foreign speakers—English speakers—to monetize.

Transportation

In a vast city such as Antalya, transportation is an interesting factor in determining if Antalya is worth it. And to answer squarely, its transportation is one of the best. Free from traffic jams, it is considerably easy to get around the city on either foot or by bus. Plus, the transportation here is cheaper when compared to other big Turkish cities.

History and Culture

This city is littered with monumental antiquities that paint an eventful past. There are the Hadrian Gate, Phaselis, Patara, Roman theater of Aspendos, and Termessos. If you have a fancy for history, there are a lot of things to explore here.

Food

Hands-on! Antalya restaurants are one of the best in Turkey. They have restaurants that cut across different spending capacities. Apart from the restaurants, however, the prices of foodstuffs are also low. When compared to countries such as the United States, Antalya’s food is affordable.

Security and Safety

Antalya is one of the safest cities. It has over 74% of the safe index and an incredibly low crime rate. In fact, generally, the country—Turkey—is safe with regard to crime. However, its most viable security risks stem from political scenarios and terrorism. Although, that’s rarely the case.

Nevertheless, it is still important you maintain the usual security precautions as if you are in another city.

Healthcare Facilities

Although Antalya is a resort/tourist city, it is stocked with several hospitals and clinics that provide quality health services to the masses. There are private and public health centers that are dedicated to combating all sorts of diseases, and the clinics here also get involved in cosmetic surgeries.

These hospitals provide services in accordance with Mediterranean and Turkey standards. Nonetheless, in the past years, their healthcare services have drastically improved.

And Antakya healthcare services have become something to be reckoned with. Plus, it is now seen by too many foreigners as a city that has its healthcare dedication system fortified with advanced use of technology. 

Friendly Locals

Locals here are cool and relaxed. Many of them are tourists and expats like you who are willing to help you navigate. When the locals of a city or a country are friendly, it is easy to fit in. So, no need to bother about getting around. You can always ask people around you for guidance.

Cost of Retirement in Antalya

If you have dreamt of this particular Turkish Narnia, the cool sea breeze, blue waters, and warm beach sands, it is important, as a retiring expat, to know the cost of living.

Antalya is known for its excellent climate, warm summers, and mild winters, be it Kalkan, Alanya, Lara beach, or Konyaalti beach; you can live in any of them. However, conditions to live in a city go beyond its fine weather and boisterous outdoor lifestyle; there are also money concerns.

The prices of primary products in Antalya are way lower than what you would pay in the USA. For instance, you will spend 2.75 times lower in Antalya than in the US while shopping.

Antalya’s cost of living is:

• 3.5 times lower than in New York
• 3.3 times lower than in Washington.
• 2.4 times lower than in Jacksonville and Houston.
• 2.57 times lower than in Oklahoma

Though it would be largely helpful to get a professional financial advisor, this article gives a rough sketch of what to expect.

Goods and Services in Antalya and their costs

1.    Accommodation

This depends gravely on which form you want, but as a retiring expat, hostels are off the lists. However, flats aren’t. For renting an average single bedroom, the price ranges between 900 – 1300 TRY ($158).

2.    Transport

In Antalya, for buses, a one-way ticket costs 0.42US dollars (3.82TRY). However, just as many people do, you might prefer a taxi. The price of Taxi costs varies with several factors. Nonetheless, the price starts at 6.50 TRY(0.70US dollars). It can be more depending on the length of the ride and your destination.

 Moreover, renting cars comes with a  bit of a price. To rent a car in Antalya, either a Toyota Corolla or a Golf, $22,000 (211,000TRY) would do the trick.

3.    Food

Food is comparatively cheap in Antalya.  Here are some prices of necessary commodities:

• 1kg of yellow cheese:52 TRY ($5.60)
•  A bottle of beer:  18 TRY ($2)
• 1kg of sausage: 6.10 USD (56 TRY)
• A mid-range wine (one bottle): 4.70 USD (44 TRY)
• Bottle or carton of milk (1 liter): 0.53 USD (4.90 TRY)
• 1 kg of Apples: 0.81 US dollars
• Gin: 10 Us dollars.
• Onions(1000 grams): 0.16 US dollars.
• 1kg of Chicken Breasts: 2.90 Us dollars.

4. Restaurants

If you fancy the thought of eating out, Antalya has you well covered. The restaurants in Antalya are all to suit various needs. The prices for a meal ranges from 27 TRY to over 130 TRY—all depending on the restaurant and the type of meal.

Best Places To Retire To In Antalya

Antalya is a large city, and it has several towns in it. To be able to move into Antalya successfully, you have to compare the towns and pick according to how well they suit your taste. From Cirali village to Alanya, either you seek to rent or to buy property; below are some of the exotic towns and beaches you can live in Antalya.

1.    Konyaalti Beach

Just a few minutes ride from Antalya airport. Konyaati tops the list of top, sandy havens in Turkey. Plus, it is also the second most well-known place to enquire about land and rent in the whole of Antalya.

Moreover, apart from the interests, It has garnered from property investors, Konyaati is set to have a world-class marina in it soon. Acclaimed to be one of the greatest Turkish Rivera, the fact that it can host many mega yachts would make it a recognized sailing…

Furthermore, Konyaati is blessed with many of the top-class primary amenities. There are restaurants, resorts, bars, and shops. Plus, a helpful transport link. You can easily get around Antalya from here.

2.    The Lara Beach at Antalya’s Centre

As Antalya’s oldest tourist location, Lara beach has earned the eyes and hearts of many foreigners who stay there all year round. The Beaches and the cool Mediterranean blue sea are the two main attractions. Trip Advisor has this beach ranked 8th in Turkey. Nonetheless, there is more to what Lara is made of than that.

If you have a flair for a social environment, you will feel comfy with the numerous bars and restaurants Lara has. The added point to Lara, though, is that when flights end October, and in other places, tourists go back home, the fun still trudges on in Lara. Plus, Lara is the closest to Antalya’s airport—one of the top air hubs in Turkey.

You might think all of this boisterousness would tamper with the serenity I’m Lara, but that’s not the case. There are much gentler neighbors that give a feel of tranquillity with its mesmerizing mountain views and stunny blue seas.

3.   Alanya

An all-rounder, home for young and old alike. This town has gotten almost all of the attention from expats who seek to move to Antalya. Since the Gazipaşa airport opened, Alanya has become an outstanding choice for holidays and expats’ retirement with many side attractions. More so, all of the basic amenities you need are within Antalya; you don’t ever need to leave.

4.   Belek: Antalya’s Sporting Centre

In a word you can describe Belek, and that word is golf! Belek houses over 15 world-class golf courses and has witnessed the appearance of Tiger Woods and Barack Obama. Also, Belek has the best golf courses in Turkey; they supersede several in Spain and other European countries. If you ever want to actualize your golfing dream, there is no better place.

However, if swinging a golf club isn’t really to your taste, there are other attractions. While it may not have all of the big halls that Antalya center has, there are more than enough resorts you can reach out to. And if you want to broaden your reach, Antalya’s center is a 40-minute drive away.

5.    Kalkan

If luxury as a place had a name, Kalkan would be its name. Though Kalkan isn’t as talked about as the other towns and villages, foreigners do have a thing for Kalkan.

Kalkan also differs from others because all of the houses and property put out for rent or sale are big exotic villas. Kalkan landscapes and buildings are awe-inspiring. Anyone who has taken an interest in Kalkan should note that there are nine neighborhoods to pick from.

Retiring in Antalya Visa Requirements

There is no specific Visa for retirement in Turkey; instead, you would have to apply for a residence permit. This applies to anyone interested in staying in the country for more than three months.

To get a Visa for retirement, you have to do the following:

• Get a short-term residence permit within the first month of arrival in Antalya.

N.B: You can apply online on the Turkish Ministry of Interior’s Website. After doing this, you would set an appointment with the DGMM office near you to further the process and pay the deeds attached to the Visa.

• A short-term residence permit has a two-year duration. After you have lived in Antalya for eight years with no interruption, then you can go to get a long-term residency permit. This permit extends indefinitely.

Moreover, while applying for these visas, you have to prove that you own sufficient assets. As proving this can decide if you would have people depending on you or not. However, if you are coming alone, all you need is assets equivalent to Turkey’s monthly minimum wage, which was about $400 earlier this year.

More so, here is a brief guide to getting a residence permit. There are documents that you would need to submit. Below are the documents:

• Proof of a capable income. An original and photocopy of your current savings.

You need to prove that you have at least Turkey’s minimum wage(1,400TRY/400 Us dollars) in your possession. And if you wish to bring dependents along, you would need to have ⅓ of Turkey’s minimum monthly wage for each dependent.

• Six recently taken passports.
• Original copy of your Turkish health insurance from a veritable Turkey health center.
• An evidence/proof that you own a property in Turkey, or an agreement from where you rented or the hostel you choose to stay in. And if it’s a private house you decide to stay in, a letter from the householder is needed.
• The two filled application forms.

After your application, it is likely to take up to six weeks before the immigration office issues your Visa. But that’s only because you filled up your forms and provided the all right and veritable documents.

After you have submitted your documents, you will have to go to the payment office to pay for the official Visa card and admin fee of the Visa. A 6-month and 12-month Visa currently cost US$50 and US$80, respectively.

Frequently Asked Questions on Antalya

Here are some of the questions that are often asked by foreigners who seek to relocate to Antalya. To fully grasp what Antalya is all about, this part of the article is more than necessary.

Which currency is used in Antalya, and what are the conversation rates?

The currency used in Turkey, as well as Antalya, is the Turkish lira (TRY). One lira is equivalent to 100 kurus(kr). Additionally, there are six coins with the equivalent value of one, five, ten, twenty-five, and fifty. Likewise, there are six banknotes:- Same as those of the coins, except that it doesn’t have a banknote with 25 as its value, instead 20, and it has 100 and 200 deals too.

Furthermore, the current exchange rates are:

• One US dollar is equivalent to 9.24 Turkish lira.
• One Euro is equal to 10.75 Turkish lira.
• One British Pound is equivalent to 12.77 TRY.
• One Nigerian naira is equivalent to 0.023 TRY.
• One Canadian dollar would get you 7.50 TRY.
• And One Russian ruble would get you 0.123 TRY.

Do retired expats pay taxes in Antalya?

As seen in other countries, the taxes residents and non-residents pay are different. The residents pay their tax based on their whole income, while non-residents pay taxes on incomes sourced by Turkey. Plus, Turkey uses a progressive tax system; taxes range between 15% to 35%, solely dependent on how much you collect.

Can I Live In Antalya, Turkey Permanently?

Yes! It is possible to reside in Antalya permanently. Nonetheless, you would have to follow the Retiring In Antalya’s Visa Requirements above. Follow all of the instructions to the letter, and you can stay in Antalya for as long as you want.

What Is The Most Challenging Side To Living In Antalya?

It’s language. It isn’t easy to learn Turkish. It takes time and could be frustrating. Nonetheless, a large number of Turks speak English. However, they are mainly around the center of Antalya.

Retiring In Antalya Tips for Expat

• Get a good financial advisor. Retiring is challenging, even worse, if you are going abroad to do it. Hence, a professional that would help you put your financial affairs in order is essential.

• Ensure that you fit all the requirements perfectly before taking any steps.

Conclusion

Antalya is truly the Turkish Narnia adorned with mountains and a blue view of the Mediterranean sea. Moreover, retiring in this beautiful and historic place requires scrupulous inspection of the processes you are to take, and that’s what this article has provided.

A thorough guide that seeks to help you fulfill your Antalya dream. If all of the information in this article is taken as it should be, you would be on that white sand enjoying the cool ocean breeze in no time.