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	<title>Living in Tanzania as an Expat or Foreigner &#8211; Expats Community Blog &#8211; Living and Working Overseas as an Expatriate</title>
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	<title>Living in Tanzania as an Expat or Foreigner &#8211; Expats Community Blog &#8211; Living and Working Overseas as an Expatriate</title>
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		<title>Expat financial advisor in Tanzania</title>
		<link>https://expats.adamfayed.com/expat-financial-advisor-in-tanzania/</link>
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		<dc:creator><![CDATA[Adam Fayed]]></dc:creator>
		<pubDate>Wed, 15 Dec 2021 07:29:25 +0000</pubDate>
				<category><![CDATA[Other Countries]]></category>
		<category><![CDATA[Can you work abroad as a financial advisor?]]></category>
		<category><![CDATA[cost of living in tanzania]]></category>
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		<category><![CDATA[How do you know if you need a financial advisor?]]></category>
		<category><![CDATA[Is Tanzania a good place to retire?]]></category>
		<category><![CDATA[Is Tanzania safe for expats?]]></category>
		<category><![CDATA[life as an expat in tanzania]]></category>
		<category><![CDATA[Living in Tanzania as an Expat or Foreigner]]></category>
		<category><![CDATA[Local financial advisors]]></category>
		<category><![CDATA[Need Financial Consultants in Tanzania?]]></category>
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		<category><![CDATA[pros and cons of living in tanzania]]></category>
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					<description><![CDATA[Expat financial advisor in Tanzania]]></description>
										<content:encoded><![CDATA[
<p>Expat financial advisor in Tanzania &#8211; that will be the topic of today’s article.</p>



<p>I will compare some of the options available locally, alongside more portable, online, and international options like what we offer.</p>



<p>For any questions, or if you are looking to invest as an expat, you can contact me using&nbsp;<a href="https://adamfayed.com/#contact-me" target="_blank" rel="noreferrer noopener">this form</a>, or on email – advice@adamfayed.com</p>



<p>It makes sense to have a portable option as an expat, as opposed to a localized one, and that is something we specialize in.&nbsp;</p>



<h3 class="wp-block-heading"><strong>INTRODUCTION</strong></h3>



<p>Tanzania covers an area of ​​947,300 sq. Km and is located in eastern Africa in the Indian Ocean. It has the longest borders with Kenya (northeast) and Mozambique (southeast) but also borders Burundi, the Democratic Republic of Congo, Malawi, Rwanda, Uganda, and Zambia. In the east, Tanzania is washed by the Indian Ocean. The three largest lakes located in Africa are also border parts of the country. These are Lake Victoria to the north, Lake Tanganyika to the west, and Lake Nyasa to the southwest.</p>



<figure class="wp-block-image size-large"><img fetchpriority="high" decoding="async" width="1024" height="683" src="https://expats.adamfayed.com/wp-content/uploads/2021/12/tanzanie_74-1024x683.jpg" alt="Expat financial advisor in Tanzania" class="wp-image-6553" srcset="https://expats.adamfayed.com/wp-content/uploads/2021/12/tanzanie_74-1024x683.jpg 1024w, https://expats.adamfayed.com/wp-content/uploads/2021/12/tanzanie_74-300x200.jpg 300w, https://expats.adamfayed.com/wp-content/uploads/2021/12/tanzanie_74-768x512.jpg 768w, https://expats.adamfayed.com/wp-content/uploads/2021/12/tanzanie_74.jpg 1254w" sizes="(max-width: 1024px) 100vw, 1024px" /></figure>



<p>Tanzania is made up of three geographic regions: islands and coastal plains in the east, a saucer-shaped plateau in the center and west, and highlands in the northeast. Mount Kilimanjaro, the highest point in Africa at 5895 m, is located in the northeast of this highland. Another special geographic feature is the Great Rift Valley, which crosses the center of the country.</p>



<p>Tanzania&#8217;s climate ranges from tropical in the coastal regions to temperate in the highlands. On the coastal plains and plateau regions, temperatures range from 25 to 31 ° C in the hottest months (November to February) and 15 to 20 ° C in the coldest months (May to August). Temperatures in the highlands range from 10 to 20 ° C.</p>



<p>Some parts of Tanzania only have one rainy season per year, while others have two. The southern, southwestern, central, and western parts of the country have one monsoon season, which lasts from December to April. The northern region of the country, including Dar es Salaam and Arusha, has two rainy seasons a year. People living in this area of ​​Tanzania distinguish between short rains (Vuli) from October to December and long rains (Masika) from March to May.</p>



<p>Tanzania is home to about 55.5 million people. In the five decades since independence, Tanzania&#8217;s population has increased almost fivefold. The population is especially concentrated in Dar es Salaam and Zanzibar and their urban areas. Despite these urban centers, just under 70% of people living in Tanzania still live in rural areas.</p>



<p>Tanzania is considered as one of the developed countries in Africa. On the mainland, about 99% of the population is ethnic African, originating from over 120 different tribes, almost all of which are Bantu. In Zanzibar, people are of Arab, African, or mixed Arab and African descent. On the mainland, the population is almost equally divided between Islam, Christianity (mainly Roman Catholicism), and indigenous religions. More than 99% of the population of Zanzibar is Muslim.</p>



<p>Life in Tanzania can be characterized by simply a mix of African, Arab, European, and Indian cultural influences. The official languages ​​are Swahili (Swahili) and English. Swahili is the lingua franca of central and eastern Africa that unites the entire country. Most people living in Tanzania speak one of the 158 local languages ​​as their first language. Arabic is widely spoken in Zanzibar. English is the main language of business, government, and higher education.</p>



<p><strong>Health Precautions</strong></p>



<p>But before you start your life in Tanzania, you have to make sure you have taken all the needed medical precautions. The risk of contracting a serious infectious disease is quite high. These diseases include hepatitis A, typhoid fever, yellow fever, malaria, dengue, and rabies. The level of HIV / AIDS in the country is also quite high and amounts to 4.7% of the population.</p>



<p>In addition to making sure all your routine immunizations are up to date, you should also get the hepatitis A and typhoid vaccine. Also consider vaccines for hepatitis B, yellow fever, and rabies (if you will be in contact with animals). Talk to your doctor about the best antimalarial medication for you and if you need to start taking it before you leave.</p>



<p>When you start living in Tanzania, do not drink tap water as it is full of bacteria and parasites. Many expats install water filtration systems in their homes to minimize the risk of contracting waterborne diseases. Anopheles mosquitoes are another big problem. In addition to taking anti-malarial medications, you can regularly spray your home against mosquitoes, sleep under a mosquito net, and use insect repellent. Remember that the period from May to July is considered the high season for malaria in Tanzania.</p>



<figure class="wp-block-image size-large"><img decoding="async" width="1024" height="603" src="https://expats.adamfayed.com/wp-content/uploads/2021/12/standard_compressed_tanzania_daressalaam-1024x603.jpg" alt="Expat financial advisor in Tanzania" class="wp-image-6554" srcset="https://expats.adamfayed.com/wp-content/uploads/2021/12/standard_compressed_tanzania_daressalaam-1024x603.jpg 1024w, https://expats.adamfayed.com/wp-content/uploads/2021/12/standard_compressed_tanzania_daressalaam-300x177.jpg 300w, https://expats.adamfayed.com/wp-content/uploads/2021/12/standard_compressed_tanzania_daressalaam-768x452.jpg 768w, https://expats.adamfayed.com/wp-content/uploads/2021/12/standard_compressed_tanzania_daressalaam.jpg 1200w" sizes="(max-width: 1024px) 100vw, 1024px" /></figure>



<p><strong>Health and safety in Tanzania</strong></p>



<p>The quality of local healthcare facilities in Tanzania is often well below Western standards. Most expats visit an expat clinic in their hometown when they need medical attention. In more serious cases, you will be transferred to Nairobi or Johannesburg. It is recommended that you bring all the prescription drugs you need with you for a few months to get started after arrival.</p>



<p><strong>Medical insurance</strong></p>



<p>Tanzania has two public health insurance schemes. The first is the National Health Insurance Fund (NHIF), that is mandatory for almost all employees and voluntary for private-sector employees. The contribution is 3% from the employer and 3% from the employee. Registration for Social Security Benefit (SHIB) is voluntary for members of the National Social Security Fund (NSSF). Despite no need for additional fees, only about 10% of NSSF members participate in the SHIB due to the relatively small network of healthcare facilities and limited coverage.</p>



<p>You will need to discuss with your employer if you will receive any public health insurance coverage during your stay in Tanzania. In any case, it is highly recommended that you sign up for a comprehensive private health insurance plan yourself with an international insurance company or through your company. Make sure you know exactly what your plan covers and that full medical evacuation coverage is included in your plan.</p>



<p><strong>Rise in crime in the commercial capital</strong></p>



<p>Although the crime rate in Tanzania is considered safer than in many other African countries, it is unfortunately on the rise, especially in Dar es Salaam. Foreigners should rent a house or apartment in a gated community with 24/7 security and alarms, as robberies are common. Pickpocketing and theft are common problems in public transport and in city centers. Violent crime and murder is also on the rise.</p>



<p>Use common sense when you are away from home. Always have the contact information for your embassy or consulate with you, as well as the contact information for your doctor, and know where the nearest hospital or medical facility is. Women should dress modestly, especially in Zanzibar, to avoid harassment.</p>



<p>Tanzanians are friendly people and are usually willing to help, but you must also be careful not to be fooled. Locals, even the police, often ask for money and bribes. They know that expats usually have more money than they do and are not afraid to ask for it. Many expats and tourists fall prey to scams and scams.</p>



<p>Anyway, let&#8217;s take a look in Tanzania how you can complete your financial activities, manage, invest, retire, save, etc. In such cases, you will need the help of a financial professional, local or online. That is why in this article we will mainly talk about a financial advisor, the profession, how advisors can help you, and also talk about local and online advisors and their benefits.</p>



<p><strong>How do you know if you need a financial advisor?</strong></p>



<figure class="wp-block-image size-large"><img decoding="async" width="1024" height="498" src="https://expats.adamfayed.com/wp-content/uploads/2021/12/business-consultant-accountant-financial-advisor-financial-free-photo-1024x498.jpg" alt="Expat financial advisor in Tanzania" class="wp-image-6555" srcset="https://expats.adamfayed.com/wp-content/uploads/2021/12/business-consultant-accountant-financial-advisor-financial-free-photo-1024x498.jpg 1024w, https://expats.adamfayed.com/wp-content/uploads/2021/12/business-consultant-accountant-financial-advisor-financial-free-photo-300x146.jpg 300w, https://expats.adamfayed.com/wp-content/uploads/2021/12/business-consultant-accountant-financial-advisor-financial-free-photo-768x373.jpg 768w, https://expats.adamfayed.com/wp-content/uploads/2021/12/business-consultant-accountant-financial-advisor-financial-free-photo-1536x746.jpg 1536w, https://expats.adamfayed.com/wp-content/uploads/2021/12/business-consultant-accountant-financial-advisor-financial-free-photo.jpg 2017w" sizes="(max-width: 1024px) 100vw, 1024px" /></figure>



<p>Money is difficult to control, no matter how much. Sometimes we need professional financial assistance because we cannot properly develop strategies and follow them, but at the same time, we are not sure where to start, and for the first step we will determine and fix what financial goals you want to achieve.</p>



<p>Are you looking to start investing or investing more money in Tanzania? If you don&#8217;t know where to start, keep reading.</p>



<p>This helpful blog post will be a quick guide and overview of when you should contact a financial advisor, how he can help you, the three main types of financial advisors, real estate investing in Tanzania, and more.</p>



<p>Often, specific events lead a person to seek financial advice. These events are usually associated with unexpected blows, major losses, or major life events.</p>



<p>Wondering how much you need to save to retire at 65? Do you need advice on how to pay off your debt? Do you want to know how much insurance you need? Finally, are you an expat in Tanzania and need financial advice?</p>



<p>The truth is that some financial decisions need to be backed up; others you can probably handle on your own &#8211; at least for now.</p>



<p>If you find yourself in one of these scenarios, you may need financial advice:</p>



<ul class="wp-block-list"><li>I&#8217;m close to retirement and want to make sure I&#8217;m on the right track</li><li>I just inherited some money from my parents and I need some advice on how to invest it.</li><li>I recently got married and as a couple we need help managing our finances.</li><li>I am recently divorced or widowed and as a single person I need financial help.</li><li>My parents are getting old and they need help managing their finances.</li><li>I hate investing and financial planning, and I need professional help not to lose all my money.</li><li>I love financial planning and investing, but I need a different opinion to see if I can do it better.</li></ul>



<p>Financial advisor is simply a term that includes financial planners and investment advisors. It is imperative to seek financial advisors who follow a fiduciary rule, which means they act in the best interests of their clients and only work for remuneration.</p>



<p>This means that client fees are their only compensation and they do not receive a commission when you invest in certain funds or buy financial products.</p>



<p>A good certified financial planner can help organize your overall financial picture, including developing a retirement savings and investment strategy; planning big expenses, such as buying a house or having children; daily budget and expenses; plus tax and estate planning.</p>



<p>You may also consider hiring a financial planner if you are too depressed or confused by your money to make important financial decisions, including how to balance multiple financial goals, manage a business, get out of outstanding debt, or create a plan. pension savings.</p>



<p>If the alternative to meeting with a financial planner is decision paralysis, you are better off seeking outside advice.</p>



<p>Investment consultants usually focus on the nuances of your investment strategy, such as which stocks or funds to buy in retirement accounts, which to withdraw, and how to minimize taxes. They can also manage your investments, but usually charge a commission of 0.5% to 2% on the portfolio.</p>



<p>Remember that you do not need to be an investor with millions in the market to have a financial advisor, on the other hand, you do not need one if you only want to know how to invest your funds or what funds to choose when you retire.</p>



<p>An online finance consultant is often a cheaper alternative, and some even provide access to human investment consultants or financial planners for an additional fee.</p>



<p>Automated investment services (sometimes called robotic advisors) customize and automatically rebalance the investment portfolio for you based on your goals and risk tolerance, and the annual management fee is only 0.25% of your account balance.</p>



<p>A financial advisor can be a valuable investment in your goals and can help you “set and forget” your investments.</p>



<figure class="wp-block-image size-full"><img loading="lazy" decoding="async" width="800" height="600" src="https://expats.adamfayed.com/wp-content/uploads/2021/12/financial-planner-clients.jpg" alt="Expat financial advisor in Tanzania" class="wp-image-6556" srcset="https://expats.adamfayed.com/wp-content/uploads/2021/12/financial-planner-clients.jpg 800w, https://expats.adamfayed.com/wp-content/uploads/2021/12/financial-planner-clients-300x225.jpg 300w, https://expats.adamfayed.com/wp-content/uploads/2021/12/financial-planner-clients-768x576.jpg 768w" sizes="auto, (max-width: 800px) 100vw, 800px" /></figure>



<p><strong>Local financial advisors</strong></p>



<p>The difference between a local financial advisor and other types of financial advisors is actually the difference between a professional service approach and a product-specific approach. Of course, a wealth of local experience is an advantage.</p>



<p>Hiring a local consultant has one key advantage: you can meet with someone who will advise you according to the rules of a particular location, in this case, according to the rules of Tanzania.</p>



<p>Many firms cannot afford this. Whether you agree with virtual business or not, there are bound to be situations where you feel the need to meet and talk with someone who will provide you with valuable strategies and advice.</p>



<p>Other financial consulting companies usually distribute their workload among separate departments. Your “advisor” is most likely an account manager who acts as a buffer between you and some of the other people in the back office who are actually doing the work.</p>



<p>Your &#8220;planning&#8221; probably comes from the planning department; your investment analysis most likely comes from an analyst who is far from what really matters in your life, and those who actually implement the strategy usually see you as just a bunch of &#8220;buys&#8221; and &#8220;sells&#8221;, each of which makes shopping day. You simply won&#8217;t be able to meet with a real &#8220;advisor&#8221; because these responsibilities have been divided among several people in different offices.</p>



<p>On the other hand, you should be able to meet with a consultant if you choose an independent service-oriented consulting firm. Again, hiring a local financial advisor is optional, but for most people there are many benefits to having in-person meetings.</p>



<p>Most consultants to large financial companies, such as banks, will receive some or all of the compensation for selling you a product, be it stocks, bonds, mutual funds, insurance policies, or annuities.</p>



<p>This creates an inevitable conflict of interest. The securities laws in this country recognize this fact and require these &#8220;advisors&#8221; to be at a lower level. This is called the &#8220;suitability&#8221; standard, which means they only need to consider whether the products they sell are suitable for your broad investment profile.</p>



<p>The highest standard is the “fiduciary” standard. An independent consultant, whether online or local, who agrees to abide by this standard is required by law to always put you first.</p>



<p>These consultants never sell products, take commissions, or do anything else that could create a conflict of interest. They weigh all the factors in your situation before making any recommendations. Their advice is 100% objective. Whether you are hiring a local consultant or not, remember that they are objective and always prioritize their clients. Speaking of online financial advisors, let&#8217;s talk a little about them.</p>



<p><strong>Online financial advisors</strong></p>



<p>Online financial advisors have been steadily gaining popularity over the years and for a variety of reasons.</p>



<p>One of the first reasons people started working with virtual financial advisors was to buy time in the olden days, since they didn&#8217;t have to get in their car or sit in traffic to meet their financial advisor during a phone call or Zoom meeting.</p>



<p>For people who travel frequently or plan to relocate to another part of the country (or live abroad), working with an online financial advisor will also ensure that your relationship doesn&#8217;t end wherever you are.</p>



<p>Perhaps the most significant advancement accelerating the trend towards virtual financial consulting is the ability of financial consultants to specialize in serving a niche that would be impractical if limited to working with clients in their hometown.</p>



<p>This way, you have the opportunity to hire a financial advisor who truly understands your individual needs, based on their education, experience, and commitment to helping people like you.</p>



<p><strong>What you can get from working with your online financial advisor?</strong></p>



<p><strong>Individual approach to your business &#8211; </strong>An online financial advisor is not the same as a robotic advisor or even a bank advisor in many ways. First, you will receive real and personalized advice from a real expert who is well versed in finance and investment, not someone who wants to sell you banking products.</p>



<p>This is important for those who want to look at their finances in a healthy way and give advice like professionals. Sometimes the software or algorithm doesn&#8217;t work, especially if your problems are a little more complex.</p>



<p><strong>Relatively low fees</strong> &#8211; Of course, the cost will come down if you choose to hire an online financial consultant as it does not have a luxury office and other trappings that will affect the cost. What he needs is a computer, the Internet, and a good experienced brain.</p>



<p>They also cost less than conventional companies or financial institutions that provide financial advice. It&#8217;s also a smarter choice if you want to save money and spend less, but still understand if you really need a financial advisor. The benefits you get from this will multiply when you decide to do a second or third session.</p>



<p>Hire only a reliable online financial advisor to get the best service. After all, your money is hard-earned and you will definitely need someone to show you how to maintain and grow your fortune to new heights.</p>



<p><strong>Online documentation</strong> &#8211; Financial planning really requires a lot of different documents. Those receiving basic financial planning advice will easily find hundreds of pages of advisory documentation.</p>



<p>There will be many documents that will also require your signature. As an online finance consultant, we are taking advantage of technological advances as there are many clouds and secure platforms that will store your financial data. Therefore, we can safely send you all these documents online by email.</p>



<p>But the most incredible thing is the opportunity to put an electronic signature! Use a few clicks to sign documents to flip your superuser, customize attachments, and implement Plan B.</p>



<p>All of these documents will be securely posted on an online portal that only you and your online financial advisor have access to.</p>



<p>Many people can approach this with skepticism, which also has its own explanation. This is a relatively new concept and it is difficult for people to get used to some of the things that can also be done on an online platform, but it is a great tool that saves you time and benefits in the first place.</p>
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		<title>Living In Tanzania Expat Guide part 2</title>
		<link>https://expats.adamfayed.com/living-in-tanzania-expat-guide-part-2/</link>
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		<dc:creator><![CDATA[Adam Fayed]]></dc:creator>
		<pubDate>Sat, 27 Nov 2021 01:58:07 +0000</pubDate>
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					<description><![CDATA[ Living In Tanzania Expat Guide]]></description>
										<content:encoded><![CDATA[
<p> Living In Tanzania Expat Guide part 2. You can see part one <a href="https://expats.adamfayed.com/living-in-tanzania-expat-guide-part-1/">here</a>.</p>



<h2 class="wp-block-heading">5 Places Suitable For Expats in Tanzania</h2>



<p>Tanzania is a popular tourist destination for many people, so you may feel tempted to consider it as a first-stop for your expatriation. Though the country has been developing rapidly over the past few years and its economy grows at three times faster than the global average.</p>



<p>One of the first things most people think about when they hear &#8220;Tanzania&#8221; is animals. And this is because; the country is home to the world&#8217;s largest surviving elephant population. However, Tanzania has a lot more to offer than just safari and wildlife watching.</p>



<p>There are five places in particular that may be of interest for expats willing to relocate here and start their life from scratch. Let&#8217;s see what each of these five places has in store for everyone looking for a new job and place to live.</p>



<h3 class="wp-block-heading">1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Zanzibar</h3>



<figure class="wp-block-image size-full"><img loading="lazy" decoding="async" width="800" height="447" src="https://expats.adamfayed.com/wp-content/uploads/2021/11/zanzibar_beach-resort-e1493908886161.jpg" alt="Living In Tanzania Expat Guide" class="wp-image-5917" srcset="https://expats.adamfayed.com/wp-content/uploads/2021/11/zanzibar_beach-resort-e1493908886161.jpg 800w, https://expats.adamfayed.com/wp-content/uploads/2021/11/zanzibar_beach-resort-e1493908886161-300x168.jpg 300w, https://expats.adamfayed.com/wp-content/uploads/2021/11/zanzibar_beach-resort-e1493908886161-768x429.jpg 768w" sizes="auto, (max-width: 800px) 100vw, 800px" /></figure>



<p>Zanzibar is an archipelago located in the Indian Ocean, off the coast of East Africa and about 32km south-east of the country&#8217;s mainland. It consists of Unguja (better known as simply &#8220;Zanzibar&#8221;) and Pemba islands. The archipelago is probably the most exotic place in Tanzania. Not only due to its unique culture but also thanks to its beaches and endless ocean views.</p>



<p>For expats willing to start their own business here, Zanzibar offers plenty of opportunities. For instance, you can launch your own diving centre or rent a hotel room for a few months to offer your services to the resort visitors.</p>



<p>On the flip side, if you&#8217;re not afraid of challenges, there are many things that can be done in this developing country by expats willing to invest their time and effort into it. According to official statistics, 85% of Zanzibar residents live under $2 per day, which makes it an excellent place for expats looking to make friends and local contacts.</p>



<p>Another thing many people fail to consider is legal registration upon arrival. Since Tanzania is a developing nation, it has its own system of residency, work permit and business registration procedures. You can&#8217;t just come here and start doing everything the way you did it back at home.</p>



<p>In that case, there are certain rules to abide by, and a number of things worth paying attention to. Therefore, if you let a Zanzibar Shipping agent deal with all the paperwork for you, your life will be much easier.</p>



<h3 class="wp-block-heading">2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Dar es Salaam</h3>



<figure class="wp-block-image size-large"><img loading="lazy" decoding="async" width="1024" height="575" src="https://expats.adamfayed.com/wp-content/uploads/2021/11/tanzanie-dar-es-salaam_498-1024x575.jpg" alt="Living In Tanzania Expat Guide" class="wp-image-5916" srcset="https://expats.adamfayed.com/wp-content/uploads/2021/11/tanzanie-dar-es-salaam_498-1024x575.jpg 1024w, https://expats.adamfayed.com/wp-content/uploads/2021/11/tanzanie-dar-es-salaam_498-300x168.jpg 300w, https://expats.adamfayed.com/wp-content/uploads/2021/11/tanzanie-dar-es-salaam_498-768x431.jpg 768w, https://expats.adamfayed.com/wp-content/uploads/2021/11/tanzanie-dar-es-salaam_498.jpg 1366w" sizes="auto, (max-width: 1024px) 100vw, 1024px" /></figure>



<p>Dar es Salaam is Tanzania&#8217;s biggest city, located on the coast of Indian Ocean. It&#8217;s one of the biggest ports in East Africa, and it offers plenty of opportunities both for business people who want to start their own company here and for expats willing to relocate. That being said, the city is home to about 4million residents, so you will hardly lack any amenities should you choose this location as your new home.</p>



<p>However, you need to be aware of several things before moving here. First of all, don&#8217;t choose Dar es Salaam as your primary relocation destination if you just want to do some volunteer work or take a break from life for a while. As this is Tanzania&#8217;s biggest city, it means that the cost of living is higher than in other places in the country. Therefore, you need to have a well-paying job lined up before making the big move.</p>



<p>As you can see, relocating to Dar es Salaam isn&#8217;t so easy. Before doing something like this, you should really get informed about the pros and cons of life in Tanzania and be sure that it&#8217;s what you want to do. If you&#8217;re fully aware of the situation and ready to move here, though, it&#8217;s a good idea to get in touch with local Zanzibar Shipping agents and ask for their assistance.</p>



<h3 class="wp-block-heading">3.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Arusha</h3>



<figure class="wp-block-image size-full"><img loading="lazy" decoding="async" width="612" height="344" src="https://expats.adamfayed.com/wp-content/uploads/2021/11/istockphoto-1209115108-612x612-1.jpg" alt="Living In Tanzania Expat Guide" class="wp-image-5915" srcset="https://expats.adamfayed.com/wp-content/uploads/2021/11/istockphoto-1209115108-612x612-1.jpg 612w, https://expats.adamfayed.com/wp-content/uploads/2021/11/istockphoto-1209115108-612x612-1-300x169.jpg 300w" sizes="auto, (max-width: 612px) 100vw, 612px" /></figure>



<p>If you decide to relocate somewhere in Tanzania, Arusha is definitely the right choice. It&#8217;s the third most populous city in Tanzania, after Dar es Salaam and Zanzibar, and it offers a big selection of hotels and resorts for international visitors.</p>



<p>To be more precise, the city is home to around half a million people. Not only is that, but almost all of them live in relatively small houses and apartments dotted across Arusha National Park. The city is situated in the foothills of Mount Meru, near Tanzania&#8217;s border with Kenya, which makes it a popular travel destination for people who want to climb the mountain or just have a short break from work.</p>



<p>The climate here is very pleasant throughout the year. Moreover, there are two seasons &#8211; rainy and dry &#8211; but even during wet periods the temperatures never go too low. This way, you can get around without any problems.</p>



<h3 class="wp-block-heading">4.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Bagamoyo</h3>



<figure class="wp-block-image size-full"><img loading="lazy" decoding="async" width="1024" height="680" src="https://expats.adamfayed.com/wp-content/uploads/2021/11/6233181733_e37b187824_b.jpg" alt="Living In Tanzania Expat Guide" class="wp-image-5914" srcset="https://expats.adamfayed.com/wp-content/uploads/2021/11/6233181733_e37b187824_b.jpg 1024w, https://expats.adamfayed.com/wp-content/uploads/2021/11/6233181733_e37b187824_b-300x199.jpg 300w, https://expats.adamfayed.com/wp-content/uploads/2021/11/6233181733_e37b187824_b-768x510.jpg 768w" sizes="auto, (max-width: 1024px) 100vw, 1024px" /></figure>



<p>If you are looking for a quiet place to work, have a nice house with lots of space around it and don&#8217;t mind the fact that there is only public transport in this part of Tanzania, Bagamoyo might be your perfect destination. It&#8217;s located on the coast in the north-western part of the country, not too far from the border with Kenya.</p>



<p>As a beautiful city, it&#8217;s still possible to see wildlife around the town, but it&#8217;s definitely not as easy as in other places on this list. Beside, if you want to spot lions or elephants in Africa, Bagamoyo is probably not the best place to do it.</p>



<p>The main reason why this place is an excellent choice for expats is that it&#8217;s quite safe and very quiet. Also, there is virtually no violent crime reported in Bagamoyo, and most of the people who live here prefer to stay away from crowded areas and huge cities.</p>



<p>The majority of expats in this place either work remotely or start their own businesses with help from local Tanzanians. So, if you want to relocate somewhere in Africa where you can determine your own future, this is the place to go.</p>



<h3 class="wp-block-heading">5.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Kigoma</h3>



<figure class="wp-block-image size-large"><img loading="lazy" decoding="async" width="1024" height="638" src="https://expats.adamfayed.com/wp-content/uploads/2021/11/Lake_Tanganyika_Kigoma_port_Tanzania-1024x638.jpg" alt="" class="wp-image-5913" srcset="https://expats.adamfayed.com/wp-content/uploads/2021/11/Lake_Tanganyika_Kigoma_port_Tanzania-1024x638.jpg 1024w, https://expats.adamfayed.com/wp-content/uploads/2021/11/Lake_Tanganyika_Kigoma_port_Tanzania-300x187.jpg 300w, https://expats.adamfayed.com/wp-content/uploads/2021/11/Lake_Tanganyika_Kigoma_port_Tanzania-768x479.jpg 768w, https://expats.adamfayed.com/wp-content/uploads/2021/11/Lake_Tanganyika_Kigoma_port_Tanzania-1536x958.jpg 1536w, https://expats.adamfayed.com/wp-content/uploads/2021/11/Lake_Tanganyika_Kigoma_port_Tanzania.jpg 2000w" sizes="auto, (max-width: 1024px) 100vw, 1024px" /></figure>



<p>This is the gateway to Lake Tanganyika, one of the African Great Lakes. If you&#8217;re looking for a more laid-back vibe, this is the place to go. It&#8217;s not exactly known as a party destination, but there are still some sightseeing opportunities and good restaurants to check out here.</p>



<h2 class="wp-block-heading">Best Tourist Attractions in Tanzania Today</h2>



<p>One of the best things about living in Tanzania is that it&#8217;s got a good variety of landscapes and weathers. If you don&#8217;t like it there, you can drive up to 3 hours north or south and find yourself in an entirely different climate. However, if you like adventure, you&#8217;ve come to the right place.</p>



<p>Whether your idea of a good time is diving with sharks or hiking up the steepest mountain in Africa, Tanzania has got you covered. Without further ado, here are the best tourist attractions that might just get you packing your bags.</p>



<h3 class="wp-block-heading">Moshi/Mount Kilimanjaro</h3>



<figure class="wp-block-image size-full"><img loading="lazy" decoding="async" width="1023" height="766" src="https://expats.adamfayed.com/wp-content/uploads/2021/11/423295890_5e1d509bef_b.jpg" alt="" class="wp-image-5912" srcset="https://expats.adamfayed.com/wp-content/uploads/2021/11/423295890_5e1d509bef_b.jpg 1023w, https://expats.adamfayed.com/wp-content/uploads/2021/11/423295890_5e1d509bef_b-300x225.jpg 300w, https://expats.adamfayed.com/wp-content/uploads/2021/11/423295890_5e1d509bef_b-768x575.jpg 768w" sizes="auto, (max-width: 1023px) 100vw, 1023px" /></figure>



<p>If adventure is what you&#8217;re looking for, you can never beat climbing to the top of Africa. At 5895m, Mount Kilimanjaro is the highest mountain in Africa and one of the tallest freestanding mountains in the world. Despite its height, it&#8217;s not that difficult to climb.</p>



<p>In fact, you just need to be fit enough to walk 2-3 hours per day over 5 days through dank, dark clouds and past glaciers. You can climb with a tour operator like African Sky who takes care of everything like the groceries, camping equipment and porters to carry it all. Or you can go as an independent trekker; the choice is yours.</p>



<h3 class="wp-block-heading">The Marine Reserves around Pemba Island</h3>



<p>This island off the coast of Tanzania is home to some of the best scuba diving in Africa. If you&#8217;re lucky, you may even see a whale shark. Besides, the waters around Pemba are teeming with life. Therefore, you can do dives or snorkelling excursions at Menai Bay, Kicha Island, and Manta point, around Matemwe village.</p>



<h3 class="wp-block-heading">The Ngorongoro Conservation Area</h3>



<figure class="wp-block-image size-large"><img loading="lazy" decoding="async" width="1024" height="614" src="https://expats.adamfayed.com/wp-content/uploads/2021/11/tanzanie-la-zone-de-conservation-du-ngorongoro_160-1024x614.jpg" alt="" class="wp-image-5911" srcset="https://expats.adamfayed.com/wp-content/uploads/2021/11/tanzanie-la-zone-de-conservation-du-ngorongoro_160-1024x614.jpg 1024w, https://expats.adamfayed.com/wp-content/uploads/2021/11/tanzanie-la-zone-de-conservation-du-ngorongoro_160-300x180.jpg 300w, https://expats.adamfayed.com/wp-content/uploads/2021/11/tanzanie-la-zone-de-conservation-du-ngorongoro_160-768x461.jpg 768w, https://expats.adamfayed.com/wp-content/uploads/2021/11/tanzanie-la-zone-de-conservation-du-ngorongoro_160.jpg 1322w" sizes="auto, (max-width: 1024px) 100vw, 1024px" /></figure>



<p>This is one of the most unique places in Tanzania. It&#8217;s a massive conservation area with a high density of animals, but unlike the national parks where you have to keep your distance for fear of scaring them away, here you can get within touching distance of elephants, zebras and even lions.</p>



<p>In addition, the Ngorongoro Crater is a massive spectacle. It&#8217;s the world&#8217;s largest unbroken caldera, with an age of 600,000 years, and you can see it all on wildlife-watching hikes or in 4×4 vehicles.</p>



<h3 class="wp-block-heading">The Island Of Zanzibar</h3>



<figure class="wp-block-image size-large"><img loading="lazy" decoding="async" width="1024" height="682" src="https://expats.adamfayed.com/wp-content/uploads/2021/11/tanzania-zanzibar-island-view-to-prison-island-DSG01429-1024x682.jpg" alt="" class="wp-image-5910" srcset="https://expats.adamfayed.com/wp-content/uploads/2021/11/tanzania-zanzibar-island-view-to-prison-island-DSG01429-1024x682.jpg 1024w, https://expats.adamfayed.com/wp-content/uploads/2021/11/tanzania-zanzibar-island-view-to-prison-island-DSG01429-300x200.jpg 300w, https://expats.adamfayed.com/wp-content/uploads/2021/11/tanzania-zanzibar-island-view-to-prison-island-DSG01429-768x512.jpg 768w, https://expats.adamfayed.com/wp-content/uploads/2021/11/tanzania-zanzibar-island-view-to-prison-island-DSG01429.jpg 1232w" sizes="auto, (max-width: 1024px) 100vw, 1024px" /></figure>



<p>This is where to go if you want to soak up some culture; the ancient stone buildings and cobbled streets are like stepping back in time. Here, you can take a stroll down the narrow alleys and see women balancing pots of fruit on their heads, kids running around barefoot and men smoking shisha. Not only is that, but there are also plenty of beaches to lounge at. So, if you feel like doing nothing for a day or two, Zanzibar is the place to go.</p>



<h3 class="wp-block-heading">The Serengeti National Park</h3>





<p>If you want something more traditional, why not go on safari in the Serengeti? You can go on a day trip or an overnight one. The Serengeti is the best place in all of Africa to see lions, hyenas and cheetahs in their natural habitat. But it&#8217;s not just about the animals; you&#8217;ll get to experience stunning scenery too.</p>



<h3 class="wp-block-heading">Conclusion</h3>



<p>Living in Tanzania can be a great experience, but it&#8217;s important to remember that not everyone is suited for this kind of change. If you aren&#8217;t the type who enjoys learning about new cultures and meeting people from different backgrounds, then it might be best to stay at home. However, if you&#8217;re excited about moving here then by all means come on down! This is a great place to live once you learn the ropes.</p>
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		<title>Living In Tanzania Expat Guide &#8211; part 1</title>
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		<dc:creator><![CDATA[Adam Fayed]]></dc:creator>
		<pubDate>Sat, 27 Nov 2021 01:57:54 +0000</pubDate>
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					<description><![CDATA[Living In Tanzania Expat Guide]]></description>
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<p>Living In Tanzania Expat Guide &#8211; that will be the topic of today’s article.</p>



<p>Before introducing this article, if you are interested in our core services which are expat financial, insurance and mortgages, you can contact me&nbsp;<a href="https://adamfayed.com/expats-lets-talk/" target="_blank" rel="noreferrer noopener">here</a>.&nbsp;</p>



<p>The best time to consider your financial situation is when you are moving to a new country.</p>



<h2 class="wp-block-heading"><strong>Introduction</strong></h2>



<p>First of all, you need to understand the culture if you are moving to Tanzania. The best place for this is Dar es Salaam which has almost everything that Nairobi has plus more. It has better malls (including Shoprite and Nakumatt), and nightclubs (such as Tao). Do you really know why you want to relocate?</p>



<figure class="wp-block-image size-large"><img loading="lazy" decoding="async" width="1024" height="536" src="https://expats.adamfayed.com/wp-content/uploads/2021/11/tanzania-1200-1624314609-1024x536.jpg" alt="Living In Tanzania Expat Guide" class="wp-image-5905" srcset="https://expats.adamfayed.com/wp-content/uploads/2021/11/tanzania-1200-1624314609-1024x536.jpg 1024w, https://expats.adamfayed.com/wp-content/uploads/2021/11/tanzania-1200-1624314609-300x157.jpg 300w, https://expats.adamfayed.com/wp-content/uploads/2021/11/tanzania-1200-1624314609-768x402.jpg 768w, https://expats.adamfayed.com/wp-content/uploads/2021/11/tanzania-1200-1624314609.jpg 1200w" sizes="auto, (max-width: 1024px) 100vw, 1024px" /></figure>



<p>Well, many people travel without having a deep knowledge about where they’re going. However, whatever it may be, living in Tanzania could contribute to your best decision ever. This East African country is widely known as home to several of the largest and best parks you’ll ever see in Africa today.</p>



<p>Aside from this fact, the country presents the famous Kilimanjaro, Africa’s tallest mountain, and many other various wildlife-related adventures. Also, if you’re planning to live in Tanzania as an expat, there are many things to put into consideration. Besides, Tanzania has become a popular African destination for tourists, and for good reason.</p>



<p>Not only is that, but the landscapes here are stunning, the culture is heart-warming, and the people are nothing short of charming. That’s why the country remains an amazing place that everyone should visit at least once in their lifetime. Have you been surfing the web to get a glimpse of what living here entails?</p>



<p>Of course, worry less as you’ve landed on the right platform. In fact, we have compiled this article to meet your requirements. Here, we will walk you through the pros and cons of living in Tanzania as an expat. In addition, we’ve highlighted the ultimate tips, and interesting facts about living in this country. We’re sure you won’t want to miss what we’ve compiled, right? Now, check the ultimate guide below.</p>



<h2 class="wp-block-heading">Top 9 Tips to Relocate to Tanzania Today</h2>



<p>Living in Tanzania as an expat is wonderful. The country has a lot to offer and the people are extremely friendly. There are many reasons why one would want to move here, including work or retirement. But regardless of your reasons, there are some things you should know before moving to the country. Without further ado, here are nine tips to help someone who is thinking about moving to Tanzania.</p>



<h3 class="wp-block-heading">1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Know the Culture</h3>



<figure class="wp-block-image size-large"><img loading="lazy" decoding="async" width="1024" height="683" src="https://expats.adamfayed.com/wp-content/uploads/2021/11/Walk_In_International_Tanzania_175-1024x683.jpg" alt="Living In Tanzania Expat Guide" class="wp-image-5903" srcset="https://expats.adamfayed.com/wp-content/uploads/2021/11/Walk_In_International_Tanzania_175-1024x683.jpg 1024w, https://expats.adamfayed.com/wp-content/uploads/2021/11/Walk_In_International_Tanzania_175-300x200.jpg 300w, https://expats.adamfayed.com/wp-content/uploads/2021/11/Walk_In_International_Tanzania_175-768x512.jpg 768w, https://expats.adamfayed.com/wp-content/uploads/2021/11/Walk_In_International_Tanzania_175-1536x1024.jpg 1536w, https://expats.adamfayed.com/wp-content/uploads/2021/11/Walk_In_International_Tanzania_175.jpg 2048w" sizes="auto, (max-width: 1024px) 100vw, 1024px" /></figure>



<p>Tanzania is made up of many different cultures, so do yourself a favour and learn about them before you come down. There are certain things that are considered rude in one culture but may be perfectly acceptable in another.</p>



<p>For example, touching another person&#8217;s head originally meant to destroy the bad spirits that were believed to be in the head. In addition, some people may not want you to eat with your left hand because that&#8217;s the hand used for cleaning yourself after going to the bathroom. This is a cultural thing and shouldn&#8217;t be taken as an insult if someone tells you this.</p>



<h3 class="wp-block-heading">2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Learn about the Tanzanian Currency</h3>



<p>Tanzania has its own currency (the Tanzanian Shilling), which is loosely tied to the US dollar. That means, if the USD is worth 1500 Tsh, then it&#8217;s roughly worth that much in USD. The only issue with this, however, is that different stores will sell their items for different prices.</p>



<p>That being said, sticking with big chains is your best bet, as they tend to have consistent prices. Furthermore, always make sure that you figure out how much something is before you buy it. This might even reduce your expenditure while living in the country as an expat.</p>



<h3 class="wp-block-heading">3.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Prepare for the Expense of Living Here</h3>



<p>Retirement in Tanzania can be a great experience for those who are looking forward to traveling and exploring without having a full-time job. However, do remember that there are many hidden costs associated with living here, which you may not have to deal with back home.</p>



<p>For example, if your utilities are included in your rent at home then this is not the case when you move to Tanzania. Have a decent savings account for emergencies and do some research on what other daily expenditures will cost so you aren&#8217;t caught off guard.</p>



<h3 class="wp-block-heading">4.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Wildlife in Tanzania</h3>



<figure class="wp-block-image size-large"><img loading="lazy" decoding="async" width="1024" height="683" src="https://expats.adamfayed.com/wp-content/uploads/2021/11/tanzanie_74-1024x683.jpg" alt="Living In Tanzania Expat Guide" class="wp-image-5904" srcset="https://expats.adamfayed.com/wp-content/uploads/2021/11/tanzanie_74-1024x683.jpg 1024w, https://expats.adamfayed.com/wp-content/uploads/2021/11/tanzanie_74-300x200.jpg 300w, https://expats.adamfayed.com/wp-content/uploads/2021/11/tanzanie_74-768x512.jpg 768w, https://expats.adamfayed.com/wp-content/uploads/2021/11/tanzanie_74.jpg 1254w" sizes="auto, (max-width: 1024px) 100vw, 1024px" /></figure>



<p>Do not expect to see lots of large wildlife when you&#8217;re in the city. However, if you&#8217;re just visiting for a short time or are staying in Arusha, chances are that you won&#8217;t see any wildlife at all unless you go into the bush. Tanzania has lots of large wildlife including lions, elephants, leopards, giraffes, baboons, and many other things that you might be used to seeing at home.</p>



<h3 class="wp-block-heading">5.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Don&#8217;t Walk At Night</h3>



<p>If you&#8217;re out walking around at night time here in the city, be prepared for people honking their horns and not stopping when you try to cross the street. Sometimes cars don&#8217;t even see you or stop for you so be careful! More so, it’s always a better decision to go with someone you know to avoid touching story.</p>



<h3 class="wp-block-heading">6.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Be Open Minded</h3>



<p>People in Tanzania are very friendly and love to meet new people from all over the world. They&#8217;re also great hosts, so if they invite you into their home then make sure to accept the offer. And this is because; they will make you feel like part of the family.</p>



<p>Aside from this fact, Tanzania is a wonderful place to be and has many things for its visitors to do and see. So, whenever you might yourself in any state of emergency, try to speak up and be open minded. Besides, if you&#8217;re planning on traveling here, enjoy yourself because there&#8217;s so much beauty all around you.</p>



<h3 class="wp-block-heading">7.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The Climate in Tanzania</h3>



<p>The climate in Tanzania varies depending on the geographical location. The east coast tends to have a tropical climate, with temperatures ranging from 70 degrees Fahrenheit during the night and 95-100 F during the day. In fact, it&#8217;s not unusual for the east coast to be extremely hot throughout the year.</p>



<p>Meanwhile, the west side of Tanzania is usually very dry since rainfall isn&#8217;t present here most of the year. That being said, the central and southern regions of Tanzania experience a more temperate climate with rains. And this comes in between October and April, so this is the best time to visit if you want to go on safari.</p>



<h3 class="wp-block-heading">8.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Water Availability</h3>



<p>Just like any other country, there are times during the year when water availability fluctuates (high and low seasons). You should be aware that there can be a water shortage at different times of the year, so this may affect how clean the beaches are. Usually, though, the coastal regions always have seawater since they face the Indian Ocean.</p>



<h3 class="wp-block-heading">9.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The Best Time to Visit Tanzania</h3>



<p>According to the locals, the best time to visit this country is between March and May or September through November. Therefore, if you want to go on safari when it&#8217;s warmer, then you should travel in June-August since most of the animals are in the Serengeti during this time.</p>



<h2 class="wp-block-heading">Other Important Things to Know About Tanzania</h2>



<ul class="wp-block-list"><li>It&#8217;s usually best to get vaccinated before traveling here since there are some diseases that are present in the country (such as malaria, yellow fever, cholera and rabies)</li><li>Make sure you bring cash when traveling here because it&#8217;s easier and more convenient to use than a credit card.</li><li>If you want to make the most of your trip, try and learn at least some basic words in Kiswahili (this is the language that most people speak here).</li><li>Most stores close around 5:30 PM or 6:00 PM; if you&#8217;re interested in buying souvenirs, make sure you do this before the sun sets.</li><li>Many people living here are Muslim, so be careful about how much skin you show since it&#8217;s against their religion to expose too much skin.</li><li>While there are plenty of places to eat out at, remember that the hours for restaurants tend to change depending on the owners&#8217; schedules (most close early).</li><li>If you plan on spending more than 1 month in Tanzania, make sure you get an out pass since it&#8217;s quite expensive to travel between areas if you stay for this long.</li><li>You can easily buy local beers here like Kilimanjaro (an amber lager) and Serengeti (a darker lager), but just remember that alcoholic beverages are forbidden in most parts of this country.</li><li>There are some safety precautions you should take when traveling out to the east side since there has been an increase in crime on this side of Tanzania (because of its proximity to Zanzibar). Make sure you go with someone who can speak Kiswahili.</li></ul>
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